2640 Loretto Rd, Jacksonville, FL 32223 Property Records

Duval County property record for 2640 Loretto Rd, Jacksonville, FL 32223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 928 sqft · built 1945
Lot Size	0.317 acres (13,786 sqft)
Owner	2 Individual Names on File
Last Sale	$24,000 (Apr 2018)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105642-0000`

Property Details

APN / Parcel Number

Primary APN	`105642-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	928 sqft Living Area
Gross Area	1,028 sqft
1st Floor Area	784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,786 sqft (0.317 acres)
Lot Dimensions	215 ft deep x 69 ft wide
Porch	Finished/Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2640 LORETTO RD
City	JACKSONVILLE
State	FL
Zip	32223-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-ACRE
Legal Description	12-4S-26E .32 PT GOVT LOT 4 RECD O/R 17177-1488
Legal Range	26E
Legal Township	04S
Legal Section	12
Legal Subdivision	SECTION LAND
Legal Tract	14
Legal Lot Number	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2006
Census Tract	16804

Owner

2640 Loretto Rd is owned and occupied by two individuals who bought it in April 2018.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2640 LORETTO RD, JACKSONVILLE, FL 32223-1319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on File
Deed Sale	Apr 12, 2018 · Amount on File
Deed Document Number	201885385
Deed Book / Page	18347 / 1170
Prior Transfer Date	May 13, 2015
Prior Transfer Doc	0171771488
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2640 LORETTO RD, JACKSONVILLE, FL 32223-1319
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2640 LORETTO RD, JACKSONVILLE, FL 32223-1319

Mortgage

Document Number	0203700969
Date	Jul 22, 2022
Book Page	20370/969
Instrument	2022192339

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 25, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Loretto Rd was $2,391 with a homeowner's exemption, up 10.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,168 (+6.91%)	$212,172 (+24.29%) Land $150,000 Building $62,172
2025	$2,391.00 (+10.44%) Homeowner's exemption	$147,944	$170,711 Land $115,000 Building $55,711
2024	$2,165.00 (+6.91%)
2023	$2,025.00 (+10.66%) Homeowner's exemption	$136,014 (+2.21%)	$153,919 (+1.62%) Land $100,000 Building $53,919
2022	$1,830.00 Homeowner's exemption	$133,067	$151,464 Land $100,000 Building $51,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2640 Loretto Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	28 (1992–2020)
Claims Outside the SFHA	24 of 28
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 17 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Loretto Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20