2649 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2649 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,722 sqft · built 2018
Lot Size0.235 acres (10,280 sqft)
OwnerIndividual Name on File
Last Sale$341,000 (Nov 2020)
Tax Bill$4,459 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04051L0161.000000

Property Details

APN / Parcel Number

Primary APN04051L0161.000000
Alternative APNs
  • 5602 58 8437
  • 142033

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,722 sqft Living Area
Gross Area3,159 sqft
1st Floor Area1,266 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,280 sqft (0.235 acres)
Garage TypeMixed
Garage Area437 sqft
DrivewayDriveway
Driveway Area612 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area416 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number142033
Street Address2649 KEADY MILL LOOP
CityKANNAPOLIS
StateNC
Zip28081-6503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTND
Legal DescriptionLT 2-161 THE VILLAGE AT KELLSWATER BRIDGE
Legal SubdivisionVILLAGE/KELLSWATER BRIDGE PH 2
Legal Lot Number2-161 3
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group3
Census Block3004
Census Tract41202

Owner

Source: Cabarrus County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2649 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Oct 21, 2019Deed of Trust, Mortgage · Conventional with PMI
STATE EMPS CU
Nov 29, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleNov 29, 2018 · Amount on Record
Deed Document Number0014668209
Deed Book / Page14668 / 209
Record UpdatedJun 7, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateNov 13, 2020
Property Address2649 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number0014668209
Book / Page14668 / 209
Map ReferenceMB 73 PG 74
Instrument DateNov 13, 2020
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$682.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8425 BRETON WAY, 8425, HARRISBURG, NC 28075-3607

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number0014668211
DateNov 13, 2020
Instrument14668/211
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address2649 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number1380365
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address2649 KEADY MILL LOOP KANNAPOLIS NC 280816503, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number1380365
DateOct 25, 2019
Book Page013803/000065
Instrument29429
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueOct 24, 2039

November 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateNov 29, 2018
Property Address2649 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number0013281227
Book / Page13281 / 0227
Map ReferenceMB73 PG74
Instrument DateNov 28, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$637.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2649 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number0013281229
DateNov 29, 2018
Instrument13281/229
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,459.00$325,440 Land $58,000 Building $267,440$325,440 Land $58,000 Building $267,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Hotwire Communications
Fiber
1,000 / 200
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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