2656 Keady Mill Loop, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 2656 Keady Mill Loop, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,722 sqft · built 2017
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$88,500 (Dec 2025)
Tax Bill	$5,341 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04051L0115.000000`

Property Details

APN / Parcel Number

Primary APN	`04051L0115.000000`
Alternative APNs	`5602 68 0335` `118980`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,722 sqft Living Area
Gross Area	3,519 sqft
1st Floor Area	1,266 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Asbestos
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Lot Width	94 ft Width
Garage Type	Mixed
Garage Area	437 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	296 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	118980
Street Address	2656 KEADY MILL LOOP
City	KANNAPOLIS
State	NC
Zip	28081-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-TND
Legal Description	LT 2-115 VILLAGE AT KELLSWATER BRIDGE
Legal Subdivision	KELLSWATER BRIDGE
Legal Lot Number	2-115
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3009
Census Tract	41202

Owner

Source: Cabarrus County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2656 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Quit Claim Deed, Transfer · Loan Assumption MOVEMENT MORTGAGE
Apr 18, 2019	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Oct 27, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202527717
Deed Book / Page	17744 / 191
Prior Transfer Date	Nov 20, 2025
Prior Transfer Doc	0017744191
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 1, 2025
Property Address	2656 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number	0017744191
Book / Page	17744 / 191
Map Reference	MB 71 PG 103
Instrument Date	Nov 20, 2025
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2656 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2656 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number	0017744195
Date	Dec 1, 2025
Instrument	17744/195

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount Recorded

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	2656 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number	13752211
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2656 KEADY MILL LOOP KANNAPOLIS NC 280816503, KANNAPOLIS, NC 28081-6503

Mortgage

Document Number	13752211
Date	Sep 30, 2019
Book Page	013752/000211
Instrument	26556

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

October 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 27, 2017
Property Address	2656 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503
Document Number	1274131
Book / Page	012741 / 000031
Instrument Date	Oct 27, 2017
Instrument	28154
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2656 KEADY MILL LOOP KANNAPOLIS NC 28081, KANNAPOLIS, NC 28081

Mortgage

Document Number	1274133
Date	Oct 27, 2017
Book Page	012741/000033
Instrument	28155

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,341.00 (+22.25%)	$470,390 (+47.52%) Land $92,000 Building $378,390
2024			$470,390 (+47.52%) Land $92,000 Building $378,390
2023	$4,369.00	$318,870 Land $58,000 Building $260,870	$318,870 Land $58,000 Building $260,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Spectrum Fiber · Cable in parts of the area	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Nearby Properties on Keady Mill Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures