Cabarrus County property record for 2635 Keady Mill Loop, Kannapolis, NC 28081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,935 sqft · built 2017 |
| Lot Size | 0.192 acres (8,364 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $325,000 (Jan 2018) |
| Tax Bill | $5,582 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04051L0159.000000 |
| Primary APN | 04051L0159.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,935 sqft Living Area |
| Gross Area | 3,772 sqft |
| 1st Floor Area | 1,215 sqft |
| Upper Floors Area | 1,424 sqft |
| Attic | Attic |
| Attic Area | 296 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Asbestos |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,364 sqft (0.192 acres) |
| Garage Type | Mixed |
| Garage Area | 437 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Patio Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 156990 |
|---|---|
| Street Address | 2635 KEADY MILL LOOP |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28081-6503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-TND |
| Legal Description | LT 2-159 VILLAGE OF KELLSWATER BRIDGE |
| Legal Subdivision | KELLSWATER BRIDGE |
| Legal Lot Number | 2-159 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 41202 |
Source: Cabarrus County assessment roll, as of September 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CREDIT UNION |
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CU |
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Aug 5, 2022 | Intrafamily Transfer, Transfer |
| Jan 31, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on Record |
| Deed Sale | Jan 31, 2018 · Amount on Record |
| Deed Book / Page | 12863 / 169 |
| Last Transfer Date | Jul 23, 2022 |
| Transfer Doc | 0016146113 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 7, 2026 |
| Property Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0000018757 |
| Book / Page | 18116 / 179 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202618757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Document Number | 0000018757, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 18116/179 |
| Instrument | 202618757 |
| Name | COASTAL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015343198 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 15343/198 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0014892109 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 14892/109 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 5, 2022 |
| Property Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0016146113 |
| Book / Page | 16146 / 113 |
| Map Reference | MB 73 PG 74 |
| Instrument Date | Jul 23, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2635 KEADY MILL LOOP, 2635, KANNAPOLIS, NC 28081-6503 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 31, 2018 |
| Property Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0012863169 |
| Book / Page | 12863 / 0169 |
| Map Reference | MB73 PG74 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2857 WESTPORT RD, 2857, CHARLOTTE, NC 28208-3647 |
| Name | Verified Name |
|---|---|
| Address | 2635 KEADY MILL LOOP, KANNAPOLIS, NC 28081-6503 |
| Document Number | 0012863171 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 12863/171 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Cabarrus County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,582.00 (+24.93%) | $491,600 (+50.74%) Land $92,000 Building $399,600 | |
| 2024 | $491,600 (+50.74%) Land $92,000 Building $399,600 | ||
| 2023 | $4,468.00 | $326,120 Land $58,000 Building $268,120 | $326,120 Land $58,000 Building $268,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Hotwire Communications Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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