2648 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2648 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,314 sqft · built 1988
Lot Size	0.321 acres (14,000 sqft)
Owner	Company Name on Record
Tax Bill	$12,964 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`79-20421`

Property Details

APN / Parcel Number

Primary APN	`79-20421`
Alternative APN	`30309028`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,314 sqft Living Area
Gross Area	7,119 sqft
1st Floor Area	2,626 sqft
2nd Floor Area	967 sqft
Attic	Attic
Attic Area	1,442 sqft
Basement Area	1,496 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	14,000 sqft (0.321 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	66 sqft
Deck Area	487 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2648 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST PLAT TWO LOT 26
Legal Subdivision	SPRINGFOREST PLAT TWO
Legal Tract	92
Legal Lot Number	26
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3005
Census Tract	9205

Owner

Source: Lucas County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2648 SPRING WATER DR, TOLEDO, OH 43617-1380
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 1994
Deed Sale	Mar 2, 1994
Prior Sale	Dec 10, 1992
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Apr 28, 2026
Property Address	2648 SPRING WATER DR, TOLEDO, OH 43617-1380
Document Number	0000016364
Instrument Date	Apr 10, 2026
Instrument	202616364
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2648 SPRING WATER DR, TOLEDO, OH 43617-1380

Mortgage

Document Number	0000016364,
Date	Apr 28, 2026
Instrument	202616364

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 15, 2066

Interest

Rate	6.11%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2648 SPRING WATER DR, TOLEDO, OH 43617-1380
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041392
Date	Oct 10, 2019
Instrument	201910100041392

Lender

Name	PNC BANK NA
Type	Bank
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,750 (-15.53%) Land $19,600 Building $150,150	$485,000 (-) Land $56,000 Building $429,000
2024	$12,964.00 (+3.95%)	$200,970 (+21.45%) Land $19,600 Building $181,370	$485,000 (+2.58%) Land $56,000 Building $429,000
2023	$12,471.00 (-0.1%)	$165,480 (-) Land $17,990 Building $147,490
2022	$12,483.00 Homeowner's exemption	$165,480 Land $17,990 Building $147,490
2021			$472,800 Land $51,400 Building $421,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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