2628 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2628 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,132 sqft · built 1989
Lot Size	0.394 acres (17,200 sqft)
Owner	Individual Name on File
Tax Bill	$7,528 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79-20427`

Property Details

APN / Parcel Number

Primary APN	`79-20427`
Alternative APN	`30309030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,132 sqft Living Area
1st Floor Area	1,824 sqft
2nd Floor Area	1,308 sqft
Basement Area	1,824 sqft

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	17,200 sqft (0.394 acres)
Lot Dimensions	151 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2628 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST PLAT TWO LOT 28
Legal Subdivision	SPRINGFOREST PLAT TWO
Legal Tract	92
Legal Lot Number	28
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3005
Census Tract	9205

Owner

2628 Spring Water Dr is owned and occupied by an individual who acquired it in April 2022.

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2628 SPRING WATER DR, TOLEDO, OH 43617-1380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERFORD BANK NA
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERFORD BANK NA
Apr 8, 2022	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022
Deed Sale	Apr 8, 2022
Prior Sale	May 22, 2013 · Amount on File
Deed Document Number	202204080016238
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2628 SPRING WATER DR, TOLEDO, OH 43617-1380
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022019
Date	May 13, 2022
Instrument	202205130022019

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2628 SPRING WATER DR, TOLEDO, OH 43617-1380
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021891
Date	May 12, 2022
Instrument	202205120021891

Lender

Name	WATERFORD BANK NA
Type	Bank
Address	TOLEDO, OH 43617

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

April 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 8, 2022
Property Address	2628 SPRING WATER DR, TOLEDO, OH 43617-1380
Document Number	0000016238
Map Reference	VOL 117 PG 37
Instrument Date	Mar 1, 2022
Instrument	202204080016238
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 SPRING WATER DR, TOLEDO, OH 43617-1380

Tax Assessment & Valuation

The 2025 property tax bill for 2628 Spring Water Dr was $7,528, up 6.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,528.00 (+6.07%)	$111,860 (-) Land $21,980 Building $89,880
2024	$7,097.00 (-3.52%)	$111,860 (+15.8%) Land $21,980 Building $89,880	$319,600 Land $62,800 Building $256,800
2023	$7,356.00 (-0.05%)	$96,600 (-) Land $19,460 Building $77,140
2022	$7,360.00 Homeowner's exemption	$96,600 Land $19,460 Building $77,140
2021			$276,000 Land $55,600 Building $220,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2628 Spring Water Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2628 Spring Water Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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