2638 Spring Water Dr, Toledo, OH 43617 Property Records

Lucas County property record for 2638 Spring Water Dr, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,655 sqft · built 1988
Lot Size	0.339 acres (14,800 sqft)
Owner	Individual Name on File
Last Sale	$357,500 (Dec 2020)
Tax Bill	$10,252 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-20424`

Property Details

APN / Parcel Number

Primary APN	`79-20424`
Alternative APN	`30309029`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,655 sqft Living Area
1st Floor Area	2,041 sqft
2nd Floor Area	1,614 sqft
Basement Area	1,145 sqft

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	14,800 sqft (0.339 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2638 SPRING WATER DR
City	TOLEDO
State	OH
Zip	43617-1380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-R2
Legal Description	SPRINGFOREST PLAT TWO LOT 27
Legal Subdivision	SPRINGFOREST PLAT TWO
Legal Tract	92
Legal Lot Number	27
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3005
Census Tract	9205

Owner

2638 Spring Water Dr is owned and occupied by an individual who bought it in December 2020.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2638 SPRING WATER DR, TOLEDO, OH 43617-1380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Survivorship Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2019	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on File
Deed Sale	Dec 3, 2020 · Amount on File
Prior Sale	Sep 25, 2019 · Amount on File
Deed Document Number	202012030054998
Record Updated	Jun 8, 2026

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Dec 3, 2020
Property Address	2638 SPRING WATER DR, TOLEDO, OH 43617-1380
Document Number	0000054998
Instrument Date	Nov 23, 2020
Instrument	202012030054998
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2638 SPRING WATER DR, TOLEDO, OH 43617-1380

Mortgage

Document Number	0000054999
Date	Dec 3, 2020
Instrument	202012030054999

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 25, 2019
Property Address	2638 SPRING WATER DR, TOLEDO, OH 43617-1380
Document Number	0000038853
Map Reference	VOL 117 PG 36
Instrument Date	Sep 20, 2019
Instrument	201909250038853
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	CHICAGO TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 SPRING WATER DR, TOLEDO, OH 43617-1380

Mortgage

Document Number	0000038854
Date	Sep 25, 2019
Instrument	201909250038854

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2638 Spring Water Dr was $10,252 with a homeowner's exemption, up 5.2% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,252.00 (+5.17%) Homeowner's exemption	$153,650 (-) Land $20,930 Building $132,720
2024	$9,748.00 (-3.12%) Homeowner's exemption	$153,650 (+15.5%) Land $20,930 Building $132,720	$439,000 Land $59,800 Building $379,200
2023	$10,062.00 (-0.08%) Homeowner's exemption	$133,035 (-) Land $19,950 Building $113,085
2022	$10,070.00 Homeowner's exemption	$133,035 Land $19,950 Building $113,085
2021			$380,100 Land $57,000 Building $323,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2638 Spring Water Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2638 Spring Water Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, Spectrum.

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