Kenton County property record for 2648 Evergreen Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 936 sqft · built 1993 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,906 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-001.86 |
| Primary APN | 045-30-00-001.86 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0453000001.86 |
|---|---|
| Street Address | 2648 EVERGREEN DR |
| City | COVINGTON |
| State | KY |
| Zip | 41017-9440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERLING'S ADDN TO RIDGEPORT SEC 7 LOT 95 |
| Legal Subdivision | BERLINGS ADDN TO RIDGEPORT |
| Legal Phase | 7 |
| Legal Lot Number | 95 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 65300 |
Source: Kenton County records · APN 045-30-00-001.86
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2648 EVERGREEN DR, COVINGTON, KY 41017-9440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI TRUIST BK |
| Sep 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI FIFTH THIRD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2020 |
| Deed Sale | Jul 29, 2020 |
| Prior Sale | Aug 14, 2013 · Amount on Record |
| Deed Document Number | 0000034346 |
| Deed Book / Page | KC 34 / 346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2648 EVERGREEN DR, COVINGTON, KY 41017-9440 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900094 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 308/620 |
| Instrument | 21120105900094 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2648 EVERGREEN DR, COVINGTON, KY 41017-9440 |
| Document Number | 0000000177 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 2648 EVERGREEN DR COVINGTON KY 410179440, COVINGTON, KY 41017-9440 |
| Document Number | 0000000177 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 000M75/000555 |
| Instrument | 177 |
| Name | TRUIST BK |
|---|---|
| Address | WINSTON SALEM, NC 27101 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2648 EVERGREEN DR, COVINGTON, KY 41017-9440 |
| Document Number | 0000000072 |
| Book / Page | 0I4009 / 000186 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2648 EVERGREEN DR COVINGTON KY 410179440, COVINGTON, KY 41017-9440 |
| Document Number | 0000000072 |
|---|---|
| Date | Oct 04, 2017 |
| Book Page | 0I4009/000186 |
| Instrument | 72 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2047 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,906.00 (-7.02%) | $192,400 (-) Land $10,000 Building $182,400 | $192,400 (-) Land $10,000 Building $182,400 |
| 2023 | $2,050.00 | $192,400 Land $10,000 Building $182,400 | $192,400 Land $10,000 Building $182,400 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 417 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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