2641 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2641 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,022 sqft · built 1991
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,500 (Apr 2021)
Tax Bill	$1,907 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-001.87`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-001.87`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,022 sqft Finished Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2641 EVERGREEN DR
City	FT MITCHELL
State	KY
Zip	41017-9441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 7 LOT 2
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	7
Legal Lot Number	2
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2641 EVERGREEN DR, FT MITCHELL, KY 41017-9441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	May 3, 1996 · Amount on Record
Deed Document Number	202159617
Deed Book / Page	86 / 398
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 23, 2021
Property Address	2641 EVERGREEN DR, COVINGTON, KY 41017-9441
Document Number	0005900354
Book / Page	86 / 398
Map Reference	PL A-18
Instrument Date	Mar 29, 2021
Instrument	21042305900354
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3920 BRUNSWICK CT, 3920, COVINGTON, KY 41018-3095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2641 EVERGREEN DR, COVINGTON, KY 41017-9441

Mortgage

Document Number	0005900355
Date	Apr 23, 2021
Book Page	207/151
Instrument	21042305900355

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,500 (-) Land $20,000 Building $172,500	$192,500 (-) Land $20,000 Building $172,500
2025	$1,907.00 (-7.07%)	$192,500 (-) Land $10,000 Building $182,500	$192,500 (-) Land $10,000 Building $182,500
2023	$2,052.00	$192,500 Land $10,000 Building $182,500	$192,500 Land $10,000 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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