2644 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2644 Evergreen Dr, Covington, KY 41017 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 948 sqft · built 1994
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jun 2019)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-30-00-001.91`

Property Details

APN / Parcel Number

Primary APN	`045-30-00-001.91`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	948 sqft Finished Area
Gross Area	1,296 sqft

Exterior

Year Built	Built 1994
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	123 ft deep x 49 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0453000001.91
Street Address	2644 EVERGREEN DR
City	COVINGTON
State	KY
Zip	41017-9440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 7 LOT 94
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	7
Legal Lot Number	94
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3004
Census Tract	65300

Owner

Source: Kenton County records · APN 045-30-00-001.91

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2644 EVERGREEN DR, COVINGTON, KY 41017-9440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Dec 03, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Jun 14, 2019	Warranty Deed, Transfer · VA Mortgage MAGNOLIA BK
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Prior Sale	May 13, 1999 · Amount on Record
Deed Document Number	0000427880
Deed Book / Page	4278 / 80
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2644 EVERGREEN DR, COVINGTON, KY 41017-9440
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 EVERGREEN DR, FORT MITCHELL, KY 41017-9440

Mortgage

Document Number	0005900037
Date	Dec 02, 2021
Book Page	309/470
Instrument	21120205900037

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2644 EVERGREEN DR, COVINGTON, KY 41017-9440
Document Number	0000000120
Instrument Date	Dec 03, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 EVERGREEN DR FORT MITCHELL KY 410179440, FORT MITCHELL, KY 41017-9440
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000120
Date	Dec 29, 2020
Book Page	000146/000971
Instrument	120

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 14, 2019
Property Address	2644 EVERGREEN DR, COVINGTON, KY 41017-9440
Document Number	0000000219
Book / Page	0I4278 / 000080
Instrument Date	Apr 01, 2019
Instrument	219
Transaction Type	Transfer
Record Updated	Jul 02, 2019
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2644 EVERGREEN DR COVINGTON KY 410179440, COVINGTON, KY 41017-9440
Investor	Possibly a Property Investor

Mortgage

Document Number	220
Date	Jun 14, 2019
Book Page	0I4278/000083
Instrument	220

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2644 EVERGREEN DR, COVINGTON, KY 41017-9440
Document Number	0000000068
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2644 EVERGREEN DR COVINGTON KY 410179440, COVINGTON, KY 41017-9440

Mortgage

Document Number	0000000068
Date	Jul 16, 2019
Book Page	0I4293/000328
Instrument	68

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	20 W PIKE ST, FLEMINGSBURG, KY 41041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 15, 2024

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (-7.02%)	$175,000 (-) Land $10,000 Building $165,000	$175,000 (-) Land $10,000 Building $165,000
2023	$1,865.00	$175,000 Land $10,000 Building $165,000	$175,000 Land $10,000 Building $165,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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