Berrien County property record for 2648 Elder St, Coloma, MI 49038
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1958 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Dec 2025) |
| Tax Bill | $1,051 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1230-0033-00-5 |
| Primary APN | 10-1230-0033-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2648 ELDER ST |
|---|---|
| City | COLOMA |
| State | MI |
| Zip | 49038-9010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 S/F |
| Legal Description | LOTS 33 & 34, CLEARWATER BEACH. |
| Legal Subdivision | CLEARWATER BEACH |
| Legal Lot Number | 33-34 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | HAGAR |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10100 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1925 PIPESTONE RD, BENTON HARBOR, MI 49022-2314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 30, 2025 | Warranty Deed, Transfer · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 14, 2022 | Land Contract, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Jan 6, 1992 |
| Deed Document Number | 2025449038 |
| Deed Book / Page | 3467 / 2264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 2648 ELDER ST, COLOMA, MI 49038-9010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2648 ELDER ST, COLOMA, MI 49038-9010 |
| Document Number | 03468/3594 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 3468/3594 |
| Instrument | 2026450356 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 30, 2025 |
| Property Address | 2648 ELDER ST, COLOMA, MI 49038-9010 |
| Document Number | 03467/2264 |
| Book / Page | 3467 / 2264 |
| Map Reference | LB 7 PG 59 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2025449038 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1925 PIPESTONE RD, BENTON HARBOR, MI 49022-2314 |
| Document Number | 0034683594 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 3468/3594 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 10, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 14, 2022 |
| Property Address | 2648 ELDER ST, COLOMA, MI 49038-9010 |
| Document Number | 03391/2907 |
| Book / Page | 3391 / 2907 |
| Map Reference | MB 7 PG 59 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2022366986 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75233 12TH AVE, SOUTH HAVEN, MI 49090-1676 |
| Name | Verified Name |
|---|---|
| Address | 1925 PIPESTONE RD, BENTON HARBOR, MI 49022-2314 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Hagar Township |
| Unified School District | Coloma Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,200 (+0.94%) | $128,400 (+0.94%) | |
| 2025 | $1,051.00 (+2.84%) Homeowner's exemption | $63,600 (+52.52%) | $127,200 (+52.52%) |
| 2024 | $1,022.00 (-16.98%) | ||
| 2023 | $41,700 | $83,400 | |
| 2022 | $1,231.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1985–1993) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Jun 1993 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MICHIGAN BEACH RESORT POTTAWATTAMIE private · serves 55 people · EPA ID MI0005549 |
|---|---|
| Water Source | Groundwater |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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