2643 Elder St, Coloma, MI 49038 Property Records

Berrien County property record for 2643 Elder St, Coloma, MI 49038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,176 sqft · built 1973
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on File
Last Sale	$315,000 (Sep 2022)
Tax Bill	$4,011 (2025)
Deeds & Mortgages	Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-1230-0026-00-9`

Property Details

APN / Parcel Number

Primary APN	`10-1230-0026-00-9`
Alternative APN	`11-10-1230-0026-00-9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,176 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Bi-Level
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2643 ELDER ST
City	COLOMA
State	MI
Zip	49038-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 S/F
Legal Description	LOTS 26 & 27, CLEARWATER BEACH.
Legal Subdivision	CLEARWATER BEACH
Legal Lot Number	26-27
Jurisdiction	BERRIEN MI
Township / Civil Division	HAGAR
Census Block Group	3
Census Block	3012
Census Tract	10100

Owner

2643 Elder St is owned by a company that bought it in September 2022.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1535 N ELSTON AVE, CHICAGO, IL 60642-2421
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Jan 18, 2006 · Amount on File
Deed Document Number	2022363198
Deed Book / Page	3386 / 2727
Prior Transfer Date	Jan 17, 2011
Prior Transfer Doc	02954/3192
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 23, 2022
Property Address	2643 ELDER ST, COLOMA, MI 49038-9010
Document Number	03386/2727
Book / Page	3386 / 2727
Map Reference	LB 7 PG 59
Instrument Date	Aug 30, 2022
Instrument	2022363198
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 N ELSTON AVE, CHICAGO, IL 60642-2421

Tax Assessment & Valuation

The 2025 property tax bill for 2643 Elder St was $4,011, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Hagar Township
Unified School District	Coloma Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,600 (+1.43%)	$269,200 (+1.43%)
2025	$4,011.00 (+2.87%)	$132,700	$265,400
2024	$3,899.00
2023		$89,400	$178,800
2022	$2,676.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2643 Elder St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–1993)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2643 Elder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MICHIGAN BEACH RESORT POTTAWATTAMIE private · serves 55 people · EPA ID MI0005549
Water Source	Groundwater

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20