2647 Brown Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 2647 Brown Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,145 sqft · built 1988
Lot Size	0.13 acres (5,684 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 1995)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`481-620-49-00`

Property Details

APN / Parcel Number

Primary APN	`481-620-49-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,684 sqft (0.13 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2647 BROWN DR
City	EL CAJON
State	CA
Zip	92020-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 49 TR 010960
Legal Subdivision	FLETCHER HIGHLANDS
Legal Tract	010960
Legal Block	3
Legal Lot Number	49
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16201

Owner

2647 Brown Dr is owned and occupied by two individuals who bought it in August 1995.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2647 BROWN DR, EL CAJON, CA 92020-1768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1995 · Amount on File
Deed Sale	Aug 24, 1995 · Amount on File
Prior Sale	Aug 4, 1989 · Amount on File
Deed Document Number	1995372681
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2647 BROWN DR, EL CAJON, CA 92020-1768
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2647 BROWN DR, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000106068
Date	Mar 9, 2022
Instrument	2022-0106068

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2647 BROWN DR, EL CAJON, CA 92020-1768
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2647 BROWN DR, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000474196
Date	Jun 30, 2021
Instrument	2021-0474196

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2647 BROWN DR, EL CAJON, CA 92020-1768
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2647 BROWN DR, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000658823
Date	Oct 27, 2020
Instrument	2020-0658823

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2647 BROWN DR, EL CAJON, CA 92020-1768
Document Number	0000505327
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2647 BROWN DR EL CAJON CA 920201768, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000505327
Date	Nov 4, 2019
Instrument	505327

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2647 BROWN DR, EL CAJON, CA 92020-1768
Document Number	0000335411
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	WFG TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2647 BROWN DR EL CAJON CA 920201768, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000335411
Date	Aug 15, 2018
Instrument	335411

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2647 Brown Dr was $5,250 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$355,815 (+2%) Land $118,598 Building $237,217
2025	$5,250.00 Homeowner's exemption	$348,839 Land $116,273 Building $232,566
2023	$4,787.00 (-0.37%) Homeowner's exemption	$335,295 Land $111,759 Building $223,536
2022	$4,805.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2647 Brown Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2647 Brown Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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