2652 Brown Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 2652 Brown Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,145 sqft · built 1988
Lot Size	0.228 acres (9,940 sqft)
Owner	2 Company Names on Record
Last Sale	$1,090,000 (Apr 2024)
Tax Bill	$14,455 (2025)
Deeds & Mortgages	Apr 2024 Sale Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`481-620-44-00`

Property Details

APN / Parcel Number

Primary APN	`481-620-44-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	9,940 sqft (0.228 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2652 BROWN DR
City	EL CAJON
State	CA
Zip	92020-1768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 44 TR 010960
Legal Subdivision	FLETCHER HIGHLANDS
Legal Tract	010960
Legal Block	3
Legal Lot Number	44
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	821 COUNTRY CLUB LN, CORONADO, CA 92118-2410
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MISSION FCU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 21, 2019	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Apr 4, 2018	Loan Modification, Mortgage · Conventional with PMI SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2024 · Amount on Record
Deed Sale	Apr 22, 2024 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	202499699
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2024
Property Address	2652 BROWN DR, EL CAJON, CA 92020-1768
Document Number	0000099699
Map Reference	MAP 10960
Instrument Date	Apr 12, 2024
Instrument	2024-0099699
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	821 COUNTRY CLUB LN, CORONADO, CA 92118-2410

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2652 BROWN DR, EL CAJON, CA 92020-1768
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 BROWN DR, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000570467
Date	Aug 10, 2021
Instrument	2021-0570467

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2652 BROWN DR, EL CAJON, CA 92020-1768
Document Number	0000210602
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 BROWN DR EL CAJON CA 920201768, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000210602
Date	Apr 27, 2020
Instrument	210602

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2019
Property Address	2652 BROWN DR, EL CAJON, CA 92020-1768
Document Number	0000543077
Map Reference	MAP 10960
Instrument Date	Nov 12, 2019
Instrument	2019-0543077
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 BROWN DR, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000543078
Date	Nov 21, 2019
Instrument	2019-0543078

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Margin	2
Max Rate	8.12%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	2652 BROWN DR, EL CAJON, CA 92020-1768
Document Number	0000218529
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 BROWN DR EL CAJON CA 920201768, EL CAJON, CA 92020-1768

Mortgage

Document Number	0000218529
Date	May 31, 2018
Instrument	218529

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,132,995 (+2%) Land $624,240 Building $508,755
2025	$14,455.00 (+94.16%)	$1,110,780 (+101.28%) Land $612,000 Building $498,780
2023	$7,445.00 (+6.89%)	$551,866 Land $262,793 Building $289,073
2022	$6,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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