San Diego County property record for 2582 Brown Dr, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,145 sqft · built 1987 |
| Lot Size | 0.157 acres (6,832 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,100 (Nov 1987) |
| Tax Bill | $4,649 (2025) |
| Deeds & Mortgages | Apr 2024 Transfer Dec 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 481-620-19-00 |
| Primary APN | 481-620-19-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,145 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 6,832 sqft (0.157 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2582 BROWN DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-1767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 19 TR 010960 |
| Legal Subdivision | FLETCHER HIGHLANDS |
| Legal Tract | 010960 |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 16201 |
2582 Brown Dr is owned by a company that bought it in November 1987 and is owner-occupied.
Source: San Diego County records, as of October 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2582 BROWN DR, EL CAJON, CA 92020-1767 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 2, 2024 | Intrafamily Transfer, Transfer |
| Dec 7, 2021 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 1987 · Amount on File |
| Deed Sale | Nov 5, 1987 · Amount on File |
| Deed Document Number | 1987622415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 2, 2024 |
| Property Address | 2582 BROWN DR, EL CAJON, CA 92020-1767 |
| Document Number | 0000080985 |
| Map Reference | MAP 10960 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 2024-0080985 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2585 BROWN DR, EL CAJON, CA 92020-1767 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2582 BROWN DR, EL CAJON, CA 92020-1767 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2582 BROWN DR, EL CAJON, CA 92020-1767 |
| Document Number | 0000829417 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 2021-0829417 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.66% |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
The 2025 property tax bill for 2582 Brown Dr was $4,649 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $341,631 (+2%) Land $85,395 Building $256,236 | |
| 2025 | $4,649.00 Homeowner's exemption | $334,933 Land $83,721 Building $251,212 |
| 2023 | $4,377.00 (-0.55%) Homeowner's exemption | $321,929 Land $80,471 Building $241,458 |
| 2022 | $4,401.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2582 Brown Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1980–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2582 Brown Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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