San Luis Obispo County property record for 2645 Main St, Cambria, CA 93428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,165 sqft · built 1938 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $385,000 (Nov 2015) |
| Tax Bill | $5,153 (2025) |
| Deeds & Mortgages | Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-241-018 |
| Primary APN | 013-241-018 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,165 sqft Living Area |
| 1st Floor Area | 1,165 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Wood |
| Lot Area | 12,500 sqft (0.287 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2645 MAIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | TN CAMBRIA T27S R8E PTN SEC 23 |
| Legal Block | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10404 |
2645 Main St is owned by a company that acquired it in February 2017.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 255 PLEASANT LN, ARROYO GRANDE, CA 93420-5337 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2015 · Amount on File |
| Deed Sale | Nov 19, 2015 · Amount on File |
| Prior Sale | Jun 11, 1999 · Amount on File |
| Deed Document Number | 201558880 |
| Last Transfer Date | Feb 6, 2017 |
| Transfer Doc | 0000006438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 9, 2017 |
| Property Address | 2645 MAIN ST, CAMBRIA, CA 93428-3409 |
| Document Number | 0000006438 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 6438 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 255 PLEASANT LN ARROYO GRANDE CA 934205337, ARROYO GRANDE, CA 93420-5337 |
The 2025 property tax bill for 2645 Main St was $5,153.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $464,870 (+2%) Land $301,865 Building $163,005 | |
| 2025 | $5,153.00 | $455,756 Land $295,947 Building $159,809 |
| 2023 | $4,949.00 (+2.02%) | $438,060 Land $284,456 Building $153,604 |
| 2022 | $4,851.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2645 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2645 Main St is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 64% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile, Verizon.
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