2696 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2696 Main St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,170 sqft · built 1951
Lot Size0.775 acres (33,750 sqft)
OwnerCompany Name on File
Tax Bill$2,450 (2025)
Flood ZoneZone X (minimal risk)
APN013-241-028

Property Details

APN / Parcel Number

Primary APN013-241-028

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,170 sqft Living Area
1st Floor Area2,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeWood
Lot Area33,750 sqft (0.775 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2696 MAIN ST
CityCAMBRIA
StateCA
Zip93428-3437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionTN CAMBRIA T27S R8E PTN SEC 23
Legal SubdivisionKAETZEL
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1004
Census Tract10404

Owner

2696 Main St is owned by a company that acquired it in October 1990 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address2696 MAIN ST, CAMBRIA, CA 93428-3437
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 22, 1990
Transfer Doc0000028003
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2696 Main St was $2,450 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$212,918 (+2%) Land $48,528 Building $164,390
2025$2,450.00 Homeowner's exemption$208,744 Land $47,577 Building $161,167
2023$2,347.00 (+2.09%) Homeowner's exemption$200,640 Land $45,731 Building $154,909
2022$2,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2696 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2696 Main St is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number