2635 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2635 Main St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 954 sqft · built 1930
Lot Size0.287 acres (12,500 sqft)
OwnerCompany Name on Record
Tax Bill$1,143 (2025)
Deeds & MortgagesMay 2018 Transfer
Flood ZoneZone X (minimal risk)
APN013-241-017

Property Details

APN / Parcel Number

Primary APN013-241-017

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area954 sqft Living Area
1st Floor Area954 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Lot Area12,500 sqft (0.287 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2635 MAIN ST
CityCAMBRIA
StateCA
Zip93428-3409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTN CAMBRIA T27S R8E PTN SEC 23
Legal Block1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1004
Census Tract10404

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2635 MAIN ST, CAMBRIA, CA 93428-3409
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 8, 2018
Transfer Doc0000018777
Record UpdatedSep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 9, 2018
Property Address2635 MAIN ST, CAMBRIA, CA 93428-3409
Document Number0000018777
Instrument DateMay 8, 2018
Instrument18777
Transaction TypeTransfer
Record UpdatedMay 22, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2635 MAIN ST CAMBRIA CA 934283409, CAMBRIA, CA 93428-3409

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$76,842 (+2%) Land $17,976 Building $58,866
2025$1,143.00 (+4.77%)$75,336 (+4.04%) Land $17,624 Building $57,712
2023$1,091.00 (+2.15%)$72,413 Land $16,941 Building $55,472
2022$1,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 64% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Nearby Properties on Main St

Nearby Streets

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