Chesapeake City property record for 2645 Cedar Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 1,720 sqft · built 1963 |
| Lot Size | 0.367 acres (15,987 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,800 (2025) |
| Deeds & Mortgages | Mar 2015 Mortgage Jun 2007 Line of Credit + 3 more |
| APN | 0450000001830 |
| Primary APN | 0450000001830 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,987 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2645 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 15 HOLIDAY BELL |
| Legal Subdivision | CEDAR ROAD ONE, TWO / MILLVILLE RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21303 |
Source: Chesapeake City records · APN 0450000001830
Assessment roll updated August 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Mar 11, 2015 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 11, 2007 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jun 11, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Jun 11, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage C&F MORTGAGE CORPORATION |
| Jun 11, 2007 | Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 |
| Deed Sale | Jun 17, 2025 |
| Prior Sale | Jun 11, 2007 · Amount on Record |
| Deed Document Number | 202513086 |
| Deed Book / Page | 10863 / 1824 |
| Prior Transfer Date | Jun 05, 2019 |
| Prior Transfer Doc | 0000013968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09485/1026 |
|---|---|
| Date | Mar 11, 2015 |
| Book Page | 9485/1026 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007112/204 |
|---|---|
| Date | Jun 11, 2007 |
| Book Page | 7112/204 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 11, 2019 |
| Property Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 10020/783 |
| Book / Page | 10020 / 783 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 190013968 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 10020/787 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 10020/787 |
| Instrument | 190013969 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 11, 2019 |
| Property Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 010020/783 |
| Book / Page | 10020 / 783 |
| Instrument Date | Jun 05, 2019 |
| Instrument | 190013968 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 010020/787 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 10020/787 |
| Instrument | 190013969 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 11, 2007 |
| Property Address | 2645 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 007112/185 |
| Book / Page | 7112 / 185 |
| Instrument Date | Jun 05, 2007 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007112188 |
|---|---|
| Date | Jun 11, 2007 |
| Instrument | 7112/188 |
| Name | ADVANCE MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,800.00 (+95.98%) | $376,200 (+38.31%) Land $175,000 Building $201,200 | $376,200 (+38.31%) Land $175,000 Building $201,200 |
| 2023 | $272,000 (+12.21%) Land $130,000 Building $142,000 | $272,000 (+12.21%) Land $130,000 Building $142,000 | |
| 2022 | $242,400 Land $115,000 Building $127,400 | $242,400 Land $115,000 Building $127,400 | |
| 2019 | $1,939.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 193 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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