2643 Cedar Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2643 Cedar Rd, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,275 sqft · built 1963
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Mar 2015)
Tax Bill$3,198 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Mar 2015 Sale & Mortgage
+ 1 more
APN0450000001840

Property Details

APN / Parcel Number

Primary APN0450000001840

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,275 sqft Living Area
1st Floor Area1,275 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,987 sqft (0.367 acres)
Lot Dimensions200 ft deep x 80 ft wide
Garage TypeDetached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2643 CEDAR RD
CityCHESAPEAKE
StateVA
Zip23323-3912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15S: RESI
Legal Description16 HOLIDAY BELL
Legal SubdivisionCEDAR ROAD ONE, TWO / MILLVILLE RD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1006
Census Tract21303

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2643 CEDAR RD, CHESAPEAKE, VA 23323-3912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 7, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Mar 19, 2015Warranty Deed, Transfer · Conventional Mortgage
TIDEWATER HOME FUNDING LLC
Aug 2, 2005Warranty Deed, Transfer · Conventional Mortgage
AAMES FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 2015 · Amount on Record
Deed SaleMar 19, 2015 · Amount on Record
Prior SaleFeb 27, 2013 · Amount on Record
Deed Book / Page9489 / 754
Prior Transfer DateOct 22, 2012
Prior Transfer Doc0008870/48
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2643 CEDAR RD, CHESAPEAKE, VA 23323-3912
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10747/1691
DateMay 7, 2024
Book Page10747/1691
Instrument240008838
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2044
Interest
Rate TypeFixed Rate

March 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMar 19, 2015
Property Address2643 CEDAR RD, CHESAPEAKE, VA 23323-3912
Document Number09489/0754
Book / Page9489 / 0754
Instrument DateMar 16, 2015
Transaction TypeTransfer
Record UpdatedAug 25, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0094890758
DateMar 19, 2015
Instrument9489/0758
Lender
NameTIDEWATER HOME FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Mortgage

Document Number009489/775
DateMar 19, 2015
Book Page9489/775
Lender
NameHABITAT FOR HUMANITY OF SOUTH HAMPTON RO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

August 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 2, 2005
Property Address2643 CEDAR RD, CHESAPEAKE, VA 23323-3912
Document Number006124/565
Book / Page6124 / 565
Instrument DateJul 20, 2005
Transaction TypeTransfer
Record UpdatedMay 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006124568
DateAug 2, 2005
Instrument6124/568
Lender
NameAAMES FUNDING CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$339,300 (+7.17%) Land $195,000 Building $144,300$339,300 (+7.17%) Land $195,000 Building $144,300
2025$3,198.00 (+70.83%)$316,600 (+18.27%) Land $175,000 Building $141,600$316,600 (+18.27%) Land $175,000 Building $141,600
2023$267,700 (+13.05%) Land $130,000 Building $137,700$267,700 (+13.05%) Land $130,000 Building $137,700
2022$236,800 Land $115,000 Building $121,800$236,800 Land $115,000 Building $121,800
2019$1,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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