Chesapeake City property record for 2635 Cedar Rd, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,275 sqft · built 1962 |
| Lot Size | 0.383 acres (16,683 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Nov 2022) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| APN | 0450000001880 |
| Primary APN | 0450000001880 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,275 sqft Living Area |
| 1st Floor Area | 1,275 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,683 sqft (0.383 acres) |
| Lot Dimensions | 189 ft deep x 82 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2635 CEDAR RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 20 HOLIDAY BELL |
| Legal Subdivision | CEDAR ROAD ONE, TWO / MILLVILLE RD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21303 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2635 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 4, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 11, 2022 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2022 · Amount on Record |
| Deed Sale | Nov 4, 2022 · Amount on Record |
| Deed Document Number | 202233423 |
| Deed Book / Page | 10615 / 1474 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 2635 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2635 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 010961/620 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 10961/620 |
| Instrument | 260007870 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Nov 4, 2022 |
| Property Address | 2635 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 10615/1474 |
| Book / Page | 10615 / 1474 |
| Instrument Date | Oct 26, 2022 |
| Instrument | 220033423 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | NOT AVAILABLE, SUN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2635 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 0220033424 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 220033424 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 11, 2022 |
| Property Address | 2635 CEDAR RD, CHESAPEAKE, VA 23323-3912 |
| Document Number | 10531/1730 |
| Book / Page | 10531 / 1730 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 220008459 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 925 FOREST LAKES CT, CHESAPEAKE, VA 23322 |
| Document Number | 0220008460 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 220008460 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $353,200 (+8.41%) Land $195,000 Building $158,200 | $353,200 (+8.41%) Land $195,000 Building $158,200 | |
| 2025 | $3,291.00 (+4.34%) | $325,800 (+18.6%) Land $175,000 Building $150,800 | $325,800 (+18.6%) Land $175,000 Building $150,800 |
| 2024 | $3,154.00 (+85.86%) | ||
| 2023 | $274,700 (+27.29%) Land $130,000 Building $144,700 | $274,700 (+27.29%) Land $130,000 Building $144,700 | |
| 2022 | $215,800 Land $115,000 Building $100,800 | $215,800 Land $115,000 Building $100,800 | |
| 2019 | $1,697.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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