2645 Bancock St, Simi Valley, CA 93065 Property Records

Ventura County property record for 2645 Bancock St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,028 sqft · built 1972
Lot Size	0.151 acres (6,591 sqft)
Owner	2 Individual Names on File
Last Sale	$397,500 (Jul 2018)
Tax Bill	$8,456 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`613-0-141-155`

Property Details

APN / Parcel Number

Primary APN	`613-0-141-155`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,028 sqft Living Area
1st Floor Area	1,031 sqft
2nd Floor Area	997 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	6,591 sqft (0.151 acres)
Lot Dimensions	102 ft deep x 68 ft wide
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,110 sqft

Location & Zoning

Street Address	2645 BANCOCK ST
City	SIMI VALLEY
State	CA
Zip	93065-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4
Legal Description	TRACT: 203003 LOT: 266 REF: 55 MR 74
Legal Subdivision	2030-3
Legal Tract	203003
Legal Block	141
Legal Lot Number	266
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1005
Census Tract	7903

Owner

2645 Bancock St is owned and occupied by two individuals who bought it in July 2018.

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2645 BANCOCK ST, SIMI VALLEY, CA 93065-1432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit GTE FEDERAL CREDIT UNION
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAPSTONE DIRECT INC
Jul 2, 2018	Grant Deed, Transfer STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Feb 18, 2015 · Amount on File
Deed Document Number	201875867
Prior Transfer Date	Jun 7, 2018
Prior Transfer Doc	0000075867
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Recording Date	May 7, 2026
Property Address	2645 BANCOCK ST, SIMI VALLEY, CA 93065-1432
Document Number	0000033688
Instrument Date	May 1, 2026
Instrument	202633688
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PROGRESS TITLE, PROGRESSIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2645 BANCOCK ST, SIMI VALLEY, CA 93065-1432

Mortgage

Document Number	0000033688,
Date	May 7, 2026
Instrument	202633688

Lender

Name	GTE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2645 BANCOCK ST, SIMI VALLEY, CA 93065-1432
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 BANCOCK ST, SIMI VALLEY, CA 93065-1432

Mortgage

Document Number	2022000003386
Date	Jan 11, 2022
Instrument	2022000003386

Lender

Name	CAPSTONE DIRECT INC
Type	Mortgage Company
Address	NEWBURY PARK, CA 91320

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 2, 2018
Property Address	2645 BANCOCK ST, SIMI VALLEY, CA 93065-1432
Document Number	0000075867
Instrument Date	Jun 7, 2018
Instrument	75867
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	PROGRESSIVE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.25
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2645 BANCOCK ST SIMI VALLEY CA 930651432, SIMI VALLEY, CA 93065-1432

Mortgage

Document Number	75868
Date	Jul 2, 2018
Instrument	75868

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2645 Bancock St was $8,456 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$722,518 (+2%) Land $469,924 Building $252,594
2025	$8,456.00 (+1.15%) Homeowner's exemption	$708,351 Land $460,709 Building $247,642
2024	$8,360.00 (+6.33%)
2023	$7,862.00 (+0.17%) Homeowner's exemption	$680,846 Land $442,819 Building $238,027
2022	$7,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2645 Bancock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2645 Bancock St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Rocket Broadband.

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