2644 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2644 Banning Rd, Cincinnati, OH 45239

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 1,620 sqft · built 1955
Lot Size	0.178 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Aug 2022)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0074-0206-00`

Property Details

APN / Parcel Number

Primary APN	`510-0074-0206-00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,620 sqft Finished Area
1st Floor Area	1,620 sqft
Basement Area	1,620 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,797 sqft (0.178 acres)
Lot Dimensions	150 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2644 BANNING RD
City	CINCINNATI
State	OH
Zip	45239-5666
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	BANNING RD 52 X 150 LOT 4 PT 3 CHARLES FATH BLK A PARS 206-283 CONS
Legal Subdivision	CHARLES FATHS
Legal Block	A
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	1
Census Block	1001
Census Tract	20762

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2644 BANNING RD, CINCINNATI, OH 45239-5666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Nov 3, 2005 · Amount on Record
Deed Document Number	0000078522
Deed Book / Page	14729 / 766
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 12, 2022
Property Address	2644 BANNING RD, CINCINNATI, OH 45239-5666
Document Number	0000078522
Book / Page	14729 / 766
Map Reference	MB 65 PG 33
Instrument Date	Jul 30, 2022
Instrument	2022-0078522
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2644 BANNING RD, CINCINNATI, OH 45239-5666

Mortgage

Document Number	0000078523
Date	Aug 12, 2022
Instrument	2022-0078523

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00 (+6.07%)	$98,000 (-) Land $8,477 Building $89,523
2024	$5,402.00 (+0.5%)	$98,000 (-) Land $8,477 Building $89,523
2023	$5,375.00 (+103.06%)	$98,000 (+148.91%) Land $8,477 Building $89,523	$280,000 (+148.91%) Land $24,220 Building $255,780
2022	$2,647.00 Homeowner's exemption	$39,372 Land $6,633 Building $32,739
2020			$112,490 Land $18,950 Building $93,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	22 (1982–2026)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20