Hamilton County property record for 2645 Banning Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1953 |
| Lot Size | 0.151 acres (6,578 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $89,900 (Apr 2002) |
| Tax Bill | $2,330 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0074-0196-00 |
| Primary APN | 510-0074-0196-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,578 sqft (0.151 acres) |
| Lot Dimensions | 125 ft deep x 53 ft wide |
| Garage Area | 1 sqft |
| Porch | Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2645 BANNING RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-5566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BANNING RD 53 X 125 LOT 5 CINTI HOMES SUB BLK A |
| Legal Subdivision | CINTI HOMES SUB |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20762 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 2645 BANNING RD, CINCINNATI, OH 45239-5566 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2002 · Amount on Record |
| Deed Sale | Apr 29, 2002 · Amount on Record |
| Prior Sale | Jan 25, 1994 |
| Deed Document Number | 02-082770 |
| Deed Book / Page | 8895 / 00414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2645 BANNING RD, CINCINNATI, OH 45239-5566 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000104277 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 14491/111 |
| Instrument | 2021-0104277 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Sep 1, 2032 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,330.00 (+7.77%) | $40,408 (-) Land $7,875 Building $32,533 | |
| 2024 | $2,162.00 (-0.55%) | $40,408 (-) Land $7,875 Building $32,533 | |
| 2023 | $2,174.00 (+39.9%) | $40,408 (+71.62%) Land $7,875 Building $32,533 | $115,450 (+71.62%) Land $22,500 Building $92,950 |
| 2022 | $1,554.00 Homeowner's exemption | $23,545 Land $6,164 Building $17,381 | |
| 2020 | $67,270 Land $17,610 Building $49,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 22 (1982–2026) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Jul 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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