2643 Cedar Ave, Geneva, IL 60134 Property Records

Kane County property record for 2643 Cedar Ave, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,644 sqft · built 1994
Lot Size	0.399 acres (17,396 sqft)
Owner	2 Individual Names on File
Last Sale	$686,000 (Apr 2026)
Tax Bill	$11,558 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-177-021`

Property Details

APN / Parcel Number

Primary APN	`12-08-177-021`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	3,997 sqft
Basement Area	1,353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	17,396 sqft (0.399 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2643 CEDAR AVE
City	GENEVA
State	IL
Zip	60134-3931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING MANOR UNIT 1 - LOT 30
Legal Subdivision	STERLING MANOR
Legal Block	4
Legal Lot Number	30
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4027
Census Tract	854800

Owner

2643 Cedar Ave is owned by two individuals who bought it in April 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	690 QUEENSWOOD LN, WHEATON, IL 60189-7623
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	Jul 25, 1994 · Amount on File
Deed Document Number	202616472
Prior Transfer Date	Mar 5, 2016
Prior Transfer Doc	0000013485
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 23, 2026
Property Address	2643 CEDAR AVE, GENEVA, IL 60134-3931
Document Number	0000016472
Instrument Date	Apr 10, 2026
Instrument	202616472
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103,929.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	690 QUEENSWOOD LN, WHEATON, IL 60189-7623

Mortgage

Document Number	0000016473,
Date	Apr 23, 2026
Instrument	202616473

Lender

Name	KEY MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2643 Cedar Ave was $11,558, up 3.9% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,558.00 (+3.86%) Homeowner's exemption Senior Citizen's exemption	$176,039 (+8.5%) Land $45,253 Building $130,786	$528,328 (+8.5%) Land $135,813 Building $392,515
2024	$11,128.00	$162,248 Land $41,708 Building $120,540	$486,939 Land $125,174 Building $361,765
2022	$10,524.00 (+3.17%) Homeowner's exemption	$137,054 (+3.86%) Land $35,231 Building $101,823	$411,162 (+3.86%) Land $105,693 Building $305,469
2021	$10,201.00 Homeowner's exemption	$131,961 Land $33,922 Building $98,039	$395,883 Land $101,766 Building $294,117

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2643 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2643 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20