Kane County property record for 2651 Cedar Ave, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,473 sqft · built 1994 |
| Lot Size | 0.268 acres (11,673 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Aug 2023) |
| Tax Bill | $11,706 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-177-023 |
| Primary APN | 12-08-177-023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,473 sqft Living Area |
| Gross Area | 3,745 sqft |
| Basement Area | 1,272 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 11,673 sqft (0.268 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2651 CEDAR AVE |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 IN STERLING MANOR, UNIT 1 |
| Legal Subdivision | STERLING MANOR |
| Legal Block | 4 |
| Legal Lot Number | 28 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 854800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2651 CEDAR AVE, GENEVA, IL 60134-3931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 15, 2023 | Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC |
| May 16, 2023 | Sheriff's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Prior Sale | May 16, 2023 · Amount on Record |
| Deed Document Number | 202327842 |
| Prior Transfer Date | Aug 12, 2002 |
| Prior Transfer Doc | 0000101828 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2651 CEDAR AVE, GENEVA, IL 60134-3931 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2026 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2651 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000035971 |
|---|---|
| Date | Oct 3, 2024 |
| Instrument | 2024K035971 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 15, 2023 |
| Property Address | 2651 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000027842 |
| Instrument Date | Aug 8, 2023 |
| Instrument | 2023K027842 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2651 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000027843 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023K027843 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 16, 2023 |
| Property Address | 2651 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000015505 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023K015505 |
| Transaction Type | Foreclosure |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $336.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1N500 TUMBERRY LN, WINFIELD, IL 60190 |
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,706.00 (+10.92%) | $170,079 (+8.5%) Land $40,727 Building $129,352 | $510,441 (+8.5%) Land $122,230 Building $388,211 |
| 2024 | $156,754 (+18.38%) Land $37,536 Building $119,218 | $470,450 (+18.43%) Land $112,653 Building $357,797 | |
| 2022 | $10,554.00 (+3.01%) Homeowner's exemption | $132,414 (+3.86%) Land $31,708 Building $100,706 | $397,242 (+3.86%) Land $95,124 Building $302,118 |
| 2021 | $10,246.00 Homeowner's exemption | $127,493 Land $30,530 Building $96,963 | $382,479 Land $91,590 Building $290,889 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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