2639 Cedar Ave, Geneva, IL 60134 Property Records

Kane County property record for 2639 Cedar Ave, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,486 sqft · built 1993
Lot Size0.323 acres (14,090 sqft)
Owner2 Individual Names on File
Tax Bill$11,827 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-08-177-019

Property Details

APN / Parcel Number

Primary APN12-08-177-019

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,486 sqft Living Area
Gross Area3,554 sqft
Basement Area1,068 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area14,090 sqft (0.323 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2639 CEDAR AVE
CityGENEVA
StateIL
Zip60134-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 STERLING MANOR UNIT 1
Legal SubdivisionSTERLING MANOR 01
Legal Block4
Legal Lot Number32
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4027
Census Tract854800

Owner

2639 Cedar Ave is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2639 CEDAR AVE, GENEVA, IL 60134-3931
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2639 CEDAR AVE, GENEVA, IL 60134-3931
Document Number0000001071
Instrument DateDec 22, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2639 CEDAR AVE GENEVA IL 601343931, GENEVA, IL 60134-3931

Mortgage

Document Number0000001071
DateJan 8, 2018
Instrument1071
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 7, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2639 Cedar Ave was $11,827 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,827.00 Homeowner's exemption$171,762 (+8.5%) Land $45,253 Building $126,509$515,492 (+8.5%) Land $135,813 Building $379,679
2024$158,306 Land $41,708 Building $116,598$475,108 Land $125,174 Building $349,934
2022$10,664.00 (+3.01%) Homeowner's exemption$133,724 (+3.86%) Land $35,231 Building $98,493$401,172 (+3.86%) Land $105,693 Building $295,479
2021$10,352.00 Homeowner's exemption$128,754 Land $33,922 Building $94,832$386,262 Land $101,766 Building $284,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2639 Cedar Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2639 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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