26407 Cole Trace Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 26407 Cole Trace Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,690 sqft · built 2007
Lot Size	0.162 acres (7,081 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R340078`

Property Details

APN / Parcel Number

Primary APN	`R340078`
Alternative APN	`2290-32-002-0340-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,690 sqft Living Area
1st Floor Area	1,578 sqft
2nd Floor Area	1,112 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,081 sqft (0.162 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	305 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R340078
Street Address	26407 COLE TRACE LN
City	KATY
State	TX
Zip	77494-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH WEST SEC 32, BLOCK 2, LOT 34
Legal Subdivision	CINCO RANCH WEST SEC 32
Legal Block	2
Legal Lot Number	34
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3002
Census Tract	673112

Owner

26407 Cole Trace Ln is owned and occupied by two individuals who acquired it in July 2017.

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26407 COLE TRACE LN, KATY, TX 77494-4873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jul 7, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2017
Deed Sale	Jul 7, 2017
Prior Sale	Jul 8, 2009
Deed Document Number	2017075365
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	26407 COLE TRACE LN, KATY, TX 77494-4873
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	SELECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178937
Date	Oct 26, 2021
Instrument	2021178937

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	26407 COLE TRACE LN, KATY, TX 77494-4873
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093031
Date	Jul 23, 2020
Instrument	2020093031

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jul 7, 2017
Property Address	26407 COLE TRACE LN, KATY, TX 77494-4873
Document Number	0000075365
Instrument Date	Jul 6, 2017
Instrument	75365
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26407 COLE TRACE LN KATY TX 774944873, KATY, TX 77494-4873

Mortgage

Document Number	75366
Date	Jul 7, 2017
Instrument	75366

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 26407 Cole Trace Ln was $5,431 with a homeowner's exemption, down 20.8% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,431.00 (-20.83%) Homeowner's exemption	$417,318 (+1%) Land $58,695 Building $397,813	$456,508 (-1.23%) Land $58,695 Building $397,813
2024	$6,860.00 (-12.64%) Homeowner's exemption	$379,380 (-12.56%) Land $58,695 Building $403,496	$462,191 (+6.53%) Land $58,695 Building $403,496
2023	$7,853.00	$433,877 Land $45,150 Building $388,727	$433,877 Land $45,150 Building $388,727
2018	$5,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26407 Cole Trace Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26407 Cole Trace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 14 serves 6,192 people · EPA ID TX0790422
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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