26403 Cole Trace Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 26403 Cole Trace Ln, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 2006
Lot Size0.166 acres (7,244 sqft)
OwnerIndividual Name on Record
Tax Bill$4,552 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR340079

Property Details

APN / Parcel Number

Primary APNR340079
Alternative APN
  • 2290-32-002-0350-914

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,244 sqft (0.166 acres)
Garage TypeAttached
Garage Area435 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area353 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR340079
Street Address26403 COLE TRACE LN
CityKATY
StateTX
Zip77494-4873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCINCO RANCH WEST SEC 32, BLOCK 2, LOT 35
Legal SubdivisionCINCO RANCH WEST SEC 32
Legal Block2
Legal Lot Number35
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3002
Census Tract673112

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address26403 COLE TRACE LN, KATY, TX 77494-4873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2015
Deed SaleSep 1, 2015
Prior SaleNov 15, 2012
Deed Document Number2015100330
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address26403 COLE TRACE LN, KATY, TX 77494-4873
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyMOMENTUM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000186521
DateDec 29, 2020
Instrument2020186521
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,552.00 (-22.28%) Homeowner's exemption$364,854 (+1%) Land $64,350 Building $313,703$378,053 (-2.88%) Land $64,350 Building $313,703
2024$5,857.00 (+45.77%) Homeowner's exemption$331,685 (+1%) Land $64,350 Building $324,902$389,252 (+6.85%) Land $64,350 Building $324,902
2023$4,018.00 (-17.88%) Homeowner's exemption$301,532 Land $49,500 Building $314,801$364,301 Land $49,500 Building $314,801
2018$4,893.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCO MUD 14
serves 6,192 people · EPA ID TX0790422
Water SourcePurchased groundwater from CINCO MUD 1
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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