26406 Cole Trace Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 26406 Cole Trace Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,069 sqft · built 2007
Lot Size	0.137 acres (5,972 sqft)
Owner	Individual Name on File
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Oct 2022 Transfer May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R340004`

Property Details

APN / Parcel Number

Primary APN	`R340004`
Alternative APN	`2290-32-001-0330-914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,069 sqft Living Area
1st Floor Area	2,069 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,972 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R340004
Street Address	26406 COLE TRACE LN
City	KATY
State	TX
Zip	77494-4872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH WEST SEC 32, BLOCK 1, LOT 33
Legal Subdivision	CINCO RANCH WEST SEC 32
Legal Block	1
Legal Lot Number	33
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3000
Census Tract	673112

Owner

26406 Cole Trace Ln is owned and occupied by an individual who acquired it in May 2022.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Mailing Address	26406 COLE TRACE LN, KATY, TX 77494-4872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Correction Deed MONARCH TITLE/TX, MONARCH TITLE OF TEXAS
May 18, 2022	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jul 23, 2018	Vendor's Lien, Transfer AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022
Deed Sale	May 18, 2022
Prior Sale	Jul 23, 2018
Deed Document Number	2022068262
Record Updated	Jun 8, 2026

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FORT BEND TX
Recording Date	Oct 13, 2022
Property Address	26406 COLE TRACE LN, KATY, TX 77494-4872
Document Number	0000129883
Map Reference	PL 20050245
Instrument Date	Oct 13, 2022
Instrument	2022129883
Record Updated	Jan 21, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	May 18, 2022
Property Address	26406 COLE TRACE LN, KATY, TX 77494-4872
Document Number	0000068262
Instrument Date	May 11, 2022
Instrument	2022068262
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26406 COLE TRACE LN, KATY, TX 77494-4872

Mortgage

Document Number	0000068265
Date	May 18, 2022
Instrument	2022068265

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jul 23, 2018
Property Address	26406 COLE TRACE LN, KATY, TX 77494-4872
Document Number	0000081864
Map Reference	PL20050245
Instrument Date	Jul 19, 2018
Instrument	2018081864
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ENVISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26406 COLE TRACE LN, KATY, TX 77494-4872

Mortgage

Document Number	0000081865
Date	Jul 23, 2018
Instrument	2018081865

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 26406 Cole Trace Ln was $4,899 with a homeowner's exemption, down 28.7% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 (-28.7%) Homeowner's exemption	$385,592 (+1.49%) Land $55,900 Building $329,692	$385,592 (+1.49%) Land $55,900 Building $329,692
2024	$6,871.00 (+30.53%) Homeowner's exemption	$379,917 (+1.41%) Land $55,900 Building $324,017	$379,917 (+1.41%) Land $55,900 Building $324,017
2023	$5,264.00 Homeowner's exemption	$374,630 Land $43,000 Building $331,630	$374,630 Land $43,000 Building $331,630
2018	$4,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26406 Cole Trace Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26406 Cole Trace Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO MUD 14 serves 6,192 people · EPA ID TX0790422
Water Source	Purchased groundwater from CINCO MUD 1
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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