264 Sutter Crst W, Sutter Creek, CA 95685 Property Records

Amador County property record for 264 Sutter Crst W, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,446 sqft · built 2002
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2012)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-200-070-000`

Property Details

APN / Parcel Number

Primary APN	`040-200-070-000`
Alternative APN	`4020007000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,446 sqft Living Area
1st Floor Area	2,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Attached
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	264 SUTTER CRST W
City	SUTTER CREEK
State	CA
Zip	95685-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	60M36 ADJ LOT 49 SUTTER CREST ESTATES
Legal Subdivision	SUTTER CREST ESTATES
Legal Lot Number	49
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3008
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	264 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Mar 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Mar 14, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2012 · Amount on Record
Deed Sale	Oct 15, 2012 · Amount on Record
Prior Sale	Jun 27, 2005 · Amount on Record
Deed Document Number	20129140
Last Transfer Date	Mar 13, 2019
Transfer Doc	0000001728
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	264 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Transaction Type	Mortgage
Record Updated	Jul 3, 2023
Title Company	FIRST NATIONAL TITLE LLC, FIRST NATIONAL T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 SUTTER CREST W, SUTTER CREEK, CA 95685-4305

Mortgage

Document Number	0000003279
Date	Jun 15, 2023
Instrument	2023-0003279

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Apr 17, 2043

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	264 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002149
Date	Mar 27, 2018
Instrument	2018-0002149

Lender

Name	UMPQUA BANK
Type	Bank
Address	SUTTER CREEK, CA 95685

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	264 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 SUTTER CRST W, SUTTER CREEK, CA 95685-4305

Mortgage

Document Number	0000000364
Date	Jan 12, 2021
Instrument	2021-0000364

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Mar 14, 2019
Property Address	264 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000001728
Instrument Date	Mar 13, 2019
Instrument	1728
Transaction Type	Transfer
Record Updated	Mar 26, 2019

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	264 SUTTER CRST W SUTTER CREEK CA 956854305, SUTTER CREEK, CA 95685-4305

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,605 (+2%) Land $108,013 Building $331,592
2025	$4,286.00 (+4%) Homeowner's exemption	$430,987 (+4.04%) Land $105,896 Building $325,091
2024			$719,280
2023	$4,121.00 (+1.93%) Homeowner's exemption	$414,253 Land $101,785 Building $312,468
2022	$4,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sutter Crst W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures