242 Sutter Crst W, Sutter Creek, CA 95685 Property Records

Amador County property record for 242 Sutter Crst W, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,000 sqft · built 1990
Lot Size	0.61 acres (26,572 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jul 2013)
Tax Bill	$4,647 (2025)
Deeds & Mortgages	Jul 2022 Transfer Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-200-038-000`

Property Details

APN / Parcel Number

Primary APN	`040-200-038-000`
Alternative APN	`4020003800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area
1st Floor Area	3,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	26,572 sqft (0.61 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	242 SUTTER CRST W
City	SUTTER CREEK
State	CA
Zip	95685-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 52 5SUB75 SUTTER CREST ESTATES
Legal Subdivision	SUTTER CREST ESTATES
Legal Lot Number	52
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3008
Census Tract	401

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	242 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Intrafamily Transfer, Transfer
Apr 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Deed Document Number	20136402
Last Transfer Date	Jun 30, 2022
Transfer Doc	0000005810
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMADOR CA
Recording Date	Jul 1, 2022
Property Address	242 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000005810
Map Reference	MB 5 PG 75-83
Instrument Date	Jun 30, 2022
Instrument	2022-0005810
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	242 SUTTER CREST W, SUTTER CREEK, CA 95685-4305

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	242 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Transaction Type	Mortgage
Record Updated	Jul 22, 2021
Title Company	UNKNOWN FOUND IN WELD COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002747
Date	Apr 17, 2018
Instrument	2018-0002747

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,877 (+2%) Land $75,015 Building $393,862
2025	$4,647.00 (+3.94%)	$459,685 (+4.04%) Land $73,545 Building $386,140
2024			$756,900
2023	$4,471.00 (+1.89%)	$441,837 Land $70,690 Building $371,147
2022	$4,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 55% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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