248 Sutter Crst W, Sutter Creek, CA 95685 Property Records

Amador County property record for 248 Sutter Crst W, Sutter Creek, CA 95685

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,088 sqft · built 1990
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Company Names on File
Last Sale	$482,500 (Oct 2018)
Tax Bill	$5,370 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`040-200-037-000`

Property Details

APN / Parcel Number

Primary APN	`040-200-037-000`
Alternative APN	`4020003700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Lot Area	24,394 sqft (0.56 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	248 SUTTER CRST W
City	SUTTER CREEK
State	CA
Zip	95685-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	LOT 51 5SUB75 SUTTER CREST ESTATES
Legal Subdivision	SUTTER CREST ESTATES
Legal Lot Number	51
Jurisdiction	AMADOR CA
Township / Civil Division	SUTTER CREEK-PLYMOUTH
Census Block Group	3
Census Block	3008
Census Tract	401

Owner

Source: Amador County records · APN 040-200-037-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 366, SUTTER CREEK, CA 95685-0366
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC HORIZON BANCORP
May 31, 2019	Quit Claim Deed, Mortgage · Conventional with PMI SIERRA PACIFIC MTG
May 31, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO
Dec 03, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 19, 2018	Grant Deed, Transfer · Conventional with PMI SIERRA PACIFIC MTG
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20187751
Last Transfer Date	May 28, 2019
Transfer Doc	0000003733
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Transaction Type	Mortgage
Record Updated	Jan 07, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305

Mortgage

Document Number	0000001144
Date	Feb 01, 2021
Instrument	2021-0001144

Lender

Name	PACIFIC HORIZON BANCORP
Type	Mortgage Company
Address	LA CRESCENTA, CA 91214

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	May 31, 2019
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000003733
Instrument Date	May 28, 2019
Instrument	3733
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	248 SUTTER CRST W SUTTER CREEK CA 956854305, SUTTER CREEK, CA 95685-4305

Mortgage

Document Number	3734
Date	May 31, 2019
Instrument	3734

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2034

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	May 31, 2019
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000003735
Instrument Date	May 28, 2019
Instrument	3735
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 366 SUTTER CREEK CA 956850366, SUTTER CREEK, CA 95685-0366

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Dec 03, 2018
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000008812
Instrument Date	Nov 30, 2018
Instrument	8812
Transaction Type	Transfer
Record Updated	Apr 04, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 366 SUTTER CREEK CA 956850366, SUTTER CREEK, CA 95685-0366

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMADOR CA
Recording Date	Oct 19, 2018
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000007752
Instrument Date	Oct 10, 2018
Instrument	7752
Transaction Type	Transfer
Record Updated	Nov 01, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 366 SUTTER CREEK CA 956850366, SUTTER CREEK, CA 95685-0366

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	AMADOR CA
Recording Date	Oct 19, 2018
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000007751
Instrument Date	Oct 09, 2018
Instrument	7751
Transaction Type	Transfer
Record Updated	Nov 01, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$530.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 366 SUTTER CREEK CA 956850366, SUTTER CREEK, CA 95685-0366

Mortgage

Document Number	7753
Date	Oct 19, 2018
Instrument	7753

Lender

Name	SIERRA PACIFIC MTG
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	248 SUTTER CRST W, SUTTER CREEK, CA 95685-4305
Document Number	0000008270
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	248 SUTTER CREST W SUTTER CREEK CA 956854305, SUTTER CREEK, CA 95685-4305

Mortgage

Document Number	0000008270
Date	Oct 24, 2017
Instrument	8270

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Sutter Creek City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$548,998 (+2%) Land $85,334 Building $463,664
2025	$5,370.00 (+1.92%) Homeowner's exemption	$538,234 (+4.04%) Land $83,661 Building $454,573
2024	$5,269.00 (+2.03%)		$637,200
2023	$5,164.00 (+1.93%) Homeowner's exemption	$517,335 Land $80,413 Building $436,922
2022	$5,066.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 30, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1986–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net.

Based on FCC filings for 177 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	AWA, TANNER serves 4,940 people
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

248 Sutter Crst W, Sutter Creek, CA 95685 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Cell Coverage

Drinking Water

Violations Reported to EPA

Nearby Properties on Sutter Crst W

Nearby Streets

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