264 Harborage Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 264 Harborage Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,023 sqft · built 2009
Lot Size0.271 acres (11,806 sqft)
Owner2 Individual Names on Record
Last Sale$800,000 (Jan 2022)
Tax Bill$12,135 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN032-510-020-4

Property Details

APN / Parcel Number

Primary APN032-510-020-4
Alternative APN
  • 032-510-020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,023 sqft Living Area
1st Floor Area1,019 sqft
2nd Floor Area1,004 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCluster
Lot Area11,806 sqft (0.271 acres)
Garage TypeAttached
Garage Area464 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address264 HARBORAGE CT
CityOAKLEY
StateCA
Zip94561-3536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8955 L246
Legal SubdivisionSUBDIVISION 8955
Legal Tract8955
Legal Lot Number246
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3025
Census Tract301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address264 HARBORAGE CT, OAKLEY, CA 94561-3536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 12, 2022Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleJul 7, 2014
Deed Document Number20227485
Last Transfer DateJan 28, 2022
Transfer Doc0000025967
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateFeb 10, 2022
Property Address264 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number0000025967
Map ReferenceMB 490 PG 31
Instrument DateJan 28, 2022
Instrument2022-025967
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address264 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number0000025968
DateFeb 10, 2022
Instrument2022-025968
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 12, 2022
Property Address264 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number0000007485
Map ReferenceMB 490 PG 31
Instrument DateJan 10, 2022
Instrument2022-007485
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address264 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number0000007486
DateJan 12, 2022
Instrument2022-007486
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$679,000 (-) Land $212,188 Building $466,812
2025$12,135.00 (+4.29%)$679,000 (+3.98%) Land $212,188 Building $466,812
2023$11,636.00 (+35.07%)$653,000 Land $204,000 Building $449,000
2022$8,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims16 (1978–2017)
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

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