1. Home
  2. California
  3. Contra Costa County
  4. Oakley
  5. Harborage Ct

251 Harborage Ct, Oakley, CA 94561 Property Records

Contra Costa County property record for 251 Harborage Ct, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 2009
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$480,000 (Aug 2020)
Tax Bill$10,323 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2020 Transfer
+ 2 more
Flood ZoneZone X (reduced by levee)
APN032-510-022

Property Details

APN / Parcel Number

Primary APN032-510-022
Alternative APN
  • 032-510-022-0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCluster
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address251 HARBORAGE CT
CityOAKLEY
StateCA
Zip94561-3536
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8955 L248
Legal SubdivisionSUBDIVISION 8955
Legal Tract8955
Legal Lot Number248
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3025
Census Tract301000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address251 HARBORAGE CT, OAKLEY, CA 94561-3536
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 14, 2020Quit Claim Deed, Transfer
FIRST AMERICAN TITLE
Aug 14, 2020Grant Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Apr 16, 2018Grant Deed, Transfer
FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleApr 16, 2018 · Amount on Record
Deed Document Number2020171955
Prior Transfer DateAug 13, 2020
Prior Transfer Doc0000171954
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address251 HARBORAGE CT, OAKLEY, CA 94561-3536
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number0000161717
DateJun 2, 2021
Instrument2021-161717
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueNov 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 14, 2020
Property Address251 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number0000171954
Instrument DateAug 13, 2020
Instrument171954
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address251 HARBORAGE CT OAKLEY CA 945613536, OAKLEY, CA 94561-3536

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateAug 14, 2020
Property Address251 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number0000171955
Map ReferenceMB 490 PG 31
Instrument DateAug 13, 2020
Instrument2020-171955
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 HARBORAGE CT, OAKLEY, CA 94561-3536

Mortgage

Document Number0000171956
DateAug 14, 2020
Instrument2020-171956
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 16, 2018
Property Address251 HARBORAGE CT, OAKLEY, CA 94561-3536
Document Number0000057687
Instrument DateApr 11, 2018
Instrument57687
Transaction TypeTransfer
Record UpdatedApr 23, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$495.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address251 HARBORAGE CT OAKLEY CA 945613536, OAKLEY, CA 94561-3536

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$529,954 (+2%) Land $121,447 Building $408,507
2025$10,323.00 (+4.55%) Homeowner's exemption$519,564 (+4.04%) Land $119,066 Building $400,498
2023$9,874.00 (+2.66%) Homeowner's exemption$499,392 Land $114,444 Building $384,948
2022$9,618.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims16 (1978–2017)
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Harborage Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures