Contra Costa County property record for 256 Harborage Ct, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2009 |
| Lot Size | 0.164 acres (7,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,500 (Nov 2009) |
| Tax Bill | $8,172 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 032-510-019-6 |
| Primary APN | 032-510-019-6 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cluster |
| Lot Area | 7,123 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 256 HARBORAGE CT |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-3536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8955 L245 |
| Legal Subdivision | SUBDIVISION 8955 |
| Legal Tract | 8955 |
| Legal Lot Number | 245 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 301000 |
Source: Contra Costa County records · APN 032-510-019-6
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jun 03, 2026 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 08, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 08, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Dec 23, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Apr 25, 2018 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on Record |
| Deed Sale | Nov 17, 2009 · Amount on Record |
| Deed Document Number | 2009272217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 03, 2026 |
| Property Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Document Number | 0000058076 |
| Instrument Date | May 16, 2026 |
| Instrument | 202658076 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Document Number | 0000058076, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 202658076 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | AMERICAN COAST TITLE L |
| Name | Verified Name |
|---|---|
| Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Document Number | 0000037430 |
|---|---|
| Date | Feb 08, 2021 |
| Instrument | 2021-037430 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Document Number | 0000309869 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021-309869 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Document Number | 0000000135 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 256 HARBORAGE CT OAKLEY CA 945613536, OAKLEY, CA 94561-3536 |
| Document Number | 0000000135 |
|---|---|
| Date | Jan 02, 2020 |
| Instrument | 135 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 256 HARBORAGE CT, OAKLEY, CA 94561-3536 |
| Document Number | 0000069632 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 256 HARBORAGE CT OAKLEY CA 945613536, OAKLEY, CA 94561-3536 |
| Document Number | 0000069632 |
|---|---|
| Date | May 03, 2018 |
| Instrument | 69632 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 02, 2048 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $328,353 (+2%) Land $39,491 Building $288,862 | |
| 2025 | $8,172.00 (+4.9%) Homeowner's exemption | $321,916 (+4.04%) Land $38,717 Building $283,199 |
| 2023 | $7,790.00 (+3.11%) Homeowner's exemption | $309,417 Land $37,214 Building $272,203 |
| 2022 | $7,555.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 16 (1978–2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 137 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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