264 E Middle St, South Elgin, IL 60177 Property Records

Kane County property record for 264 E Middle St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1954
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,626 (2025)
Deeds & Mortgages	Feb 2021 Re-recorded Document Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-261-007`

Property Details

APN / Parcel Number

Primary APN	`06-35-261-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
Gross Area	1,703 sqft
1st Floor Area	975 sqft
Basement Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,975 sqft (0.229 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	264 E MIDDLE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMAN GILBERTS PLAT OF EAST CLINTON THAT PART OF THE SOUTHEAST 1/4 OF BLOCK 1 AS DESC IN DOC 1876431
Legal Subdivision	TRUMAN GILBERTS PLAT
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2070
Census Tract	851801

Owner

264 E Middle St is owned and occupied by two individuals who acquired it in March 2020.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	264 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Re-recorded Document
Apr 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 17, 2021	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2020
Transfer Doc	0000012521
Record Updated	Oct 29, 2026

February 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Feb 17, 2021
Property Address	264 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028
Document Number	0000012521
Instrument Date	Mar 2, 2020
Instrument	2021K012521
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	264 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 27, 2020
Property Address	264 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028
Document Number	0000020926
Instrument Date	Jan 27, 2020
Instrument	20926
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	264 E MIDDLE ST SOUTH ELGIN IL 601772028, SOUTH ELGIN, IL 60177-2028

February 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Feb 17, 2021
Property Address	264 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028
Document Number	0000012522
Instrument Date	Jan 27, 2020
Instrument	2021K012522
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Al (and Others)
Address	264 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028

Tax Assessment & Valuation

The 2025 property tax bill for 264 E Middle St was $5,626 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,626.00 Homeowner's exemption Senior Citizen's exemption	$92,062 (+8.57%) Land $17,454 Building $74,608	$276,297 (+8.57%) Land $52,383 Building $223,914
2024		$84,795 Land $16,076 Building $68,719	$254,487 Land $48,247 Building $206,239
2022	$5,064.00 (+7.08%) Homeowner's exemption	$69,850 (+6.96%) Land $13,242 Building $56,608	$209,550 (+6.96%) Land $39,726 Building $169,824
2021	$4,729.00 Homeowner's exemption	$65,304 Land $12,380 Building $52,924	$195,912 Land $37,140 Building $158,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 E Middle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 E Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

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