501 E Middle St, South Elgin, IL 60177 Property Records

Kane County property record for 501 E Middle St, South Elgin, IL 60177

Property Summary

Property Type	Single Family Home
Details	built 1950
Lot Size	0.23 acres (10,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Mar 2020)
Tax Bill	$9,820 (2025)
Deeds & Mortgages	May 2025 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-35-407-041`

Property Details

APN / Parcel Number

Primary APN	`06-35-407-041`

Exterior

Year Built	Built 1950
Lot Area	10,032 sqft (0.23 acres)

Location & Zoning

Street Address	501 E MIDDLE ST
City	SOUTH ELGIN
State	IL
Zip	60177-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RECHSTEINERS SUB LOT 3
Legal Subdivision	RECHSTEINERS SUB
Legal Block	3
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3001
Census Tract	851801

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 296, SOUTH ELGIN, IL 60177-0296
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Jul 6, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 23, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Apr 16, 1996 · Amount on Record
Deed Document Number	202014821
Last Transfer Date	Jun 30, 2022
Transfer Doc	0000034661
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	501 E MIDDLE ST, SOUTH ELGIN, IL 60177-2031
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PARK AVE, SOUTH ELGIN, IL 60177-2423

Mortgage

Document Number	0000018847
Date	May 23, 2025
Instrument	2025K018847

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.62%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	501 E MIDDLE ST, SOUTH ELGIN, IL 60177-2031
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	AMERICAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PARK AVE, SOUTH ELGIN, IL 60177-2423

Mortgage

Document Number	0000010579
Date	Mar 17, 2026
Instrument	2026K010579

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jul 6, 2022
Property Address	501 E MIDDLE ST, SOUTH ELGIN, IL 60177-2031
Document Number	0000034661
Instrument Date	Jun 30, 2022
Instrument	2022K034661
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PARK ST, ELGIN, IL 60120-4488

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 23, 2020
Property Address	501 E MIDDLE ST, SOUTH ELGIN, IL 60177-2031
Document Number	0000014821
Instrument Date	Mar 19, 2020
Instrument	14821
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 PARK AVE SOUTH ELGIN IL 601772423, SOUTH ELGIN, IL 60177-2423

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,820.00 (+596.95%)	$132,757 (+643.24%) Land $19,393 Building $113,364	$398,430 (+643.24%) Land $58,202 Building $340,228
2024	$1,409.00 (+11.3%)	$17,862 (+21.39%) Land $17,862	$53,607 (+21.44%) Land $53,607
2022	$1,266.00 (+5.68%)	$14,714 (+6.96%) Land $14,714	$44,142 (+6.96%) Land $44,142
2021	$1,198.00	$13,757 Land $13,757	$41,271 Land $41,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	33 (1978–2020)
Claims Outside the SFHA	2 of 33
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: AT&T, Fox Valley Internet, Verizon.

Nearby Properties on E Middle St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures