Kane County property record for 234 E Middle St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,311 sqft · built 1954 |
| Lot Size | 0.201 acres (8,775 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,357 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-261-006 |
| Primary APN | 06-35-261-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,311 sqft Living Area |
| Gross Area | 2,622 sqft |
| 1st Floor Area | 1,311 sqft |
| Basement Area | 1,311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 8,775 sqft (0.201 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 234 E MIDDLE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRUMAN GILBERTS PLAT OF EAST CLINTON THAT PART OF THE SOUTHWEST 1/4 OF BLOCK 1 AS DESC IN DOC 1876424 |
| Legal Subdivision | TRUMAN GILBERTS PLAT |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2070 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 234 E MIDDLE ST, SOUTH ELGIN, IL 60177-2028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 24, 2003 |
| Deed Sale | Nov 24, 2003 |
| Prior Sale | Nov 20, 2003 · Amount on Record |
| Deed Document Number | 2003204274 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,357.00 (+13.18%) Homeowner's exemption | $107,463 (+8.57%) Land $18,313 Building $89,150 | $322,518 (+8.57%) Land $54,961 Building $267,557 |
| 2024 | $98,980 (+21.39%) Land $16,867 Building $82,113 | $297,059 (+21.44%) Land $50,621 Building $246,438 | |
| 2022 | $6,500.00 (+6.28%) Homeowner's exemption | $81,536 (+6.96%) Land $13,894 Building $67,642 | $244,608 (+6.96%) Land $41,682 Building $202,926 |
| 2021 | $6,116.00 Homeowner's exemption | $76,230 Land $12,990 Building $63,240 | $228,690 Land $38,970 Building $189,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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