264 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 264 E 7th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,345 sqft · built 1900
Lot Size0.169 acres (7,382 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Oct 2017)
Tax Bill$1,635 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.81-05-10

Property Details

APN / Parcel Number

Primary APN351200 128.81-05-10
Alternative APNs
  • 120012808100050100000000
  • 5299

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,345 sqft Living Area
1st Floor Area1,131 sqft
Upper Floors Area142 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area7,382 sqft (0.169 acres)
Lot Dimensions117 ft deep x 63.1 ft wide
PorchSlab
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5299
Street Address264 E 7TH ST
CityOSWEGO
StateNY
Zip13126-3229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHAMILTONS GORE
Legal Block5
Legal Lot Number10.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3005
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.81-05-10

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address264 E 7TH ST, OSWEGO, NY 13126-3229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2017 · Amount on Record
Deed SaleOct 02, 2017 · Amount on Record
Prior SaleJan 11, 2007 · Amount on Record
Deed Document Number20179629
Prior Transfer DateMay 17, 2000
Prior Transfer Doc1513000011
Record UpdatedJun 08, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateOct 02, 2017
Property Address264 E 7TH ST, OSWEGO, NY 13126-3229
Document Number0000009629
Instrument DateSep 22, 2017
InstrumentR-2017-009629
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyINDEPENDENT TITLE AGENCY SHA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address388 OUTCH RIDAC RD, 388, OSWEGO, NY 13126

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 E 7TH ST, OSWEGO, NY 13126-3229

Mortgage

Document Number0000009630
DateOct 02, 2017
InstrumentR-2017-009630
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,635.00$87,200 (+74.4%) Land $19,400 Building $67,800$87,200 (+44.75%) Land $19,400 Building $67,800
2023$50,000 Land $13,000 Building $37,000$60,241 Land $15,663 Building $44,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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