255 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 255 E 7th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,690 sqft · built 1900
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2020)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.81-06-15`

Property Details

APN / Parcel Number

Primary APN	`351200 128.81-06-15`
Alternative APNs	`120012808100060150000000` `2657`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	845 sqft
2nd Floor Area	845 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	6,300 sqft (0.144 acres)
Lot Dimensions	126 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	482 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2657
Street Address	255 E 7TH ST
City	OSWEGO
State	NY
Zip	13126-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HAMILTONS GORE
Legal Block	6
Legal Lot Number	15.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	3
Census Block	3004
Census Tract	21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.81-06-15

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	143 KLOCKS CORNERS RD, OSWEGO, NY 13126-6153
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Grant Deed, Transfer FULTON SVGS BK
Aug 28, 2020	Grant Deed, Transfer CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC
Jul 13, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jul 13, 2018 · Amount on Record
Deed Document Number	20207394
Record Updated	Jun 08, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 28, 2020
Property Address	255 E 7TH ST, OSWEGO, NY 13126-3230
Document Number	0000007395
Instrument Date	Aug 21, 2020
Instrument	7395
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 TALISMAN TER OSWEGO NY 131266142, OSWEGO, NY 13126-6142

Mortgage

Document Number	7396
Date	Aug 28, 2020
Instrument	7396

Lender

Name	FULTON SVGS BK
Type	Bank
Address	FULTON, NY 13069

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Aug 28, 2020
Property Address	255 E 7TH ST, OSWEGO, NY 13126-3230
Document Number	0000007394
Instrument Date	Aug 19, 2020
Instrument	7394
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 TALISMAN TER OSWEGO NY 131266142, OSWEGO, NY 13126-6142

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 13, 2018
Property Address	255 E 7TH ST, OSWEGO, NY 13126-3230
Document Number	0000006595
Instrument Date	Jul 10, 2018
Instrument	6595
Transaction Type	Transfer
Record Updated	Aug 07, 2018
Title Company	VANGUARD RESEARCH AND TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$402.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	255 E 7TH ST OSWEGO NY 131263230, OSWEGO, NY 13126-3230

Mortgage

Document Number	6596
Date	Jul 13, 2018
Instrument	6596

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00	$120,000 (+2%) Land $20,000 Building $100,000	$120,000 (-0.4%) Land $20,000 Building $100,000
2023		$100,000 Land $13,300 Building $86,700	$120,482 Land $16,024 Building $104,458

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1984)
Most Recent Claim	Apr 1984, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures