259 E 7th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 259 E 7th St, Oswego, NY 13126 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,116 sqft · built 1900
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on File
Last Sale$57,500 (Jan 2026)
Tax Bill$1,406 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.81-06-13

Property Details

APN / Parcel Number

Primary APN351200 128.81-06-13
Alternative APNs
  • 120012808100060130000000
  • 2012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,116 sqft Living Area
1st Floor Area576 sqft
2nd Floor Area540 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions117 ft deep x 50 ft wide
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2012
Street Address259 E 7TH ST
CityOSWEGO
StateNY
Zip13126-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHAMILTONS GORE
Legal Block6
Legal Lot Number13.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group3
Census Block3004
Census Tract21604

Owner

Source: Oswego County and Oswego City records · APN 351200 128.81-06-13

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address259 E 7TH ST, OSWEGO, NY 13126-3230
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2026Deed of Trust, Mortgage · Line of Credit
EMPOWER FCU
Jan 09, 2026Warranty Deed, Transfer · Conventional Mortgage
EMPOWER FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 09, 2026 · Amount on Record
Deed SaleJan 09, 2026 · Amount on Record
Prior SaleOct 05, 2007 · Amount on Record
Deed Document Number2026R2026000283
Prior Transfer DateJun 18, 2001
Prior Transfer Doc2001007869
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address259 E 7TH ST, OSWEGO, NY 13126-3230
Transaction TypeMortgage
Record UpdatedMar 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 E 7TH ST, OSWEGO, NY 13126-3230

Mortgage

Document Number0000001002
DateFeb 05, 2026
InstrumentR-2026-001002
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateJan 09, 2026
Property Address259 E 7TH ST, OSWEGO, NY 13126-3230
Document Number0000000283
Instrument DateDec 02, 2025
InstrumentR-2026-000283
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address260 E 7TH ST, OSWEGO, NY 13126-3229

Transferred To (Grantee/Buyer)

NameVerified Name
Address259 E 7TH ST, OSWEGO, NY 13126-3230

Mortgage

Document Number0000000284
DateJan 09, 2026
InstrumentR-2026-000284
Lender
NameEMPOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2041

Mortgage

Document Number0000000285
DateJan 09, 2026
InstrumentR-2026-000285
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13211
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,406.00 (-44.47%)$75,000 (-) Land $19,400 Building $55,600$75,000 (-) Land $19,400 Building $55,600
2024$2,532.00$75,000 (+44.23%) Land $19,400 Building $55,600$75,000 (+19.71%) Land $19,400 Building $55,600
2023$52,000 Land $13,000 Building $39,000$62,651 Land $15,663 Building $46,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360750216043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1984)
Most Recent ClaimApr 1984, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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