2638 Riverside Dr, Costa Mesa, CA 92627 Property Records

Orange County property record for 2638 Riverside Dr, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,045 sqft · built 1950
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Last Sale	$2,125,000 (Feb 2025)
Tax Bill	$18,922 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`439-101-29`

Property Details

APN / Parcel Number

Primary APN	`439-101-29`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	12,371 sqft (0.284 acres)
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2638 RIVERSIDE DR
City	COSTA MESA
State	CA
Zip	92627-4634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1362 BLK LOT 17
Legal Subdivision	TRACT NO. 1362
Legal Tract	1362
Legal Lot Number	17
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1005
Census Tract	63102

Owner

2638 Riverside Dr is owned by two individuals who bought it in February 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 SANTA ANA AVE, 8, NEWPORT BEACH, CA 92663-4131
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 18, 2022	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Nov 18, 2022 · Amount on File
Deed Document Number	202552036
Prior Transfer Date	Sep 9, 2014
Prior Transfer Doc	0000433456
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2638 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 RIVERSIDE DR, COSTA MESA, CA 92627-4634

Mortgage

Document Number	0000268189
Date	Sep 30, 2025
Instrument	2025000268189

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.3%
Index	1-Year T-Bill
Max Rate	11.3%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 18, 2022
Property Address	2638 RIVERSIDE DR, COSTA MESA, CA 92627-4634
Document Number	0000382985
Map Reference	MB 42 PG 20
Instrument Date	Nov 1, 2022
Instrument	2022000382985
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3334 E COAST HWY # 654, 654, CORONA DEL MAR, CA 92625-2328

Tax Assessment & Valuation

The 2025 property tax bill for 2638 Riverside Dr was $18,922.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,167,500 (+25.88%) Land $2,104,659 Building $62,841
2025	$18,922.00	$1,721,862 Land $1,668,775 Building $53,087
2023	$18,135.00 (+445.25%)	$1,655,000 Land $1,603,973 Building $51,027
2022	$3,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2638 Riverside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2638 Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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