2638 Interlock Dr, Kissimmee, FL 34741 Property Records

Osceola County property record for 2638 Interlock Dr, Kissimmee, FL 34741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,611 sqft · built 2017
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$295,950 (Jul 2017)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082529140400011480`

Property Details

APN / Parcel Number

Primary APN	`082529140400011480`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,611 sqft Heated Area
Gross Area	3,319 sqft
1st Floor Area	1,261 sqft
Upper Floors Area	1,350 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	294 sqft
Porch	Open Porch
Porch Area	258 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2638 INTERLOCK DR
City	KISSIMMEE
State	FL
Zip	34741-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT TAPESTRY PH 2 REPLAT PB 24 PGS 191-192 LOT 148
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	ENCLAVE AT TAPESTRY PH 1
Legal Phase	2
Legal Tract	1404
Legal Lot Number	148
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2000
Census Tract	42000

Owner

2638 Interlock Dr is owned and occupied by an individual who bought it in July 2017.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2638 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 9, 2019	Loan Modification, Mortgage · FHA Mortgage FBC MTG
Jul 13, 2017	Special Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Deed Document Number	2017101992
Deed Book / Page	5178 / 2338
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2638 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0057481070
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2638 INTERLOCK DR KISSIMMEE FL 347413072, KISSIMMEE, FL 34741-3072

Mortgage

Document Number	0057481070
Date	Jul 2, 2020
Book Page	005748/001070
Instrument	85787

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2638 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0055701687
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2638 INTERLOCK DR KISSIMMEE FL 347413072, KISSIMMEE, FL 34741-3072

Mortgage

Document Number	0055701687
Date	Aug 8, 2019
Book Page	005570/001687
Instrument	102601

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	2638 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0055900787
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2638 INTERLOCK DR KISSIMMEE FL 347413072, KISSIMMEE, FL 34741-3072

Mortgage

Document Number	0055900787
Date	Sep 17, 2019
Book Page	005590/000787
Instrument	119292

Lender

Name	FBC MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 13, 2017
Property Address	2638 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0051782338
Book / Page	5178 / 2338
Map Reference	MB24 PG191-192
Instrument Date	Jul 7, 2017
Instrument	2017101992
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,072.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Investor	Possibly a Property Investor

Mortgage

Document Number	0051782340
Date	Jul 13, 2017
Instrument	5178/2340

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2638 Interlock Dr was $5,388 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,388.00 Homeowner's exemption	$319,690	$443,800 Land $90,000 Building $353,800
2023	$4,356.00 (+3.39%) Homeowner's exemption	$277,006 (+3%)	$396,800 (+19.23%) Land $70,000 Building $326,800
2022	$4,213.00 Homeowner's exemption	$268,938	$332,800 Land $45,000 Building $287,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2638 Interlock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2638 Interlock Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Summit Broadband, Verizon.

Nearby Properties on Interlock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures