2646 Interlock Dr, Kissimmee, FL 34741 Property Records

Osceola County property record for 2646 Interlock Dr, Kissimmee, FL 34741

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,972 sqft · built 2017
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (May 2021)
Tax Bill	$7,117 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-25-29-1404-0001-1500`

Property Details

APN / Parcel Number

Primary APN	`08-25-29-1404-0001-1500`
Alternative APN	`252908140400011500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,685 sqft
1st Floor Area	1,972 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2646 INTERLOCK DR
City	KISSIMMEE
State	FL
Zip	34741-3072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT TAPESTRY PH 2 REPLAT PB 24 PGS 191-192 LOT 150
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	ENCLAVE AT TAPESTRY PH 2 REPLAT
Legal Phase	2
Legal Tract	1404
Legal Block	1500
Legal Lot Number	150
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2000
Census Tract	42000

Owner

2646 Interlock Dr is owned and occupied by an individual who bought it in May 2021.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	2646 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 2, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	202167632
Deed Book / Page	5950 / 58
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	0057302632
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 4, 2021
Property Address	2646 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0059500058
Book / Page	5950 / 58
Map Reference	MB 24 PG 191&192
Instrument Date	Apr 29, 2021
Instrument	2021067632
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3256 RIVER BRANCH CIR, 3256, KISSIMMEE, FL 34741-7604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 INTERLOCK DR, KISSIMMEE, FL 34741-3072

Mortgage

Document Number	0000595060
Date	May 4, 2021
Instrument	5950/60

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 2, 2020
Property Address	2646 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0057302632
Book / Page	5730 / 2632
Map Reference	MB 24 PG 191&192
Instrument Date	May 12, 2020
Instrument	2020070784
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 INTERLOCK DR, KISSIMMEE, FL 34741-3072

Mortgage

Document Number	0057302634
Date	Jun 2, 2020
Instrument	5730/2634

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 2, 2017
Property Address	2646 INTERLOCK DR, KISSIMMEE, FL 34741-3072
Document Number	0051402109
Book / Page	005140 / 002109
Instrument Date	Apr 28, 2017
Instrument	64127
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,959.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2646 INTERLOCK DR KISSIMMEE FL 347413072, KISSIMMEE, FL 34741-3072

Mortgage

Document Number	51402111
Date	May 2, 2017
Book Page	005140/002111
Instrument	64128

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2646 Interlock Dr was $7,117, up 8.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,117.00 (+8.57%)	$377,500 Land $90,000 Building $287,500	$377,500 Land $90,000 Building $287,500
2024	$6,555.00 (+7.88%)
2023	$6,076.00 (+12.85%)	$354,900 (+20.88%) Land $70,000 Building $284,900	$354,900 (+20.88%) Land $70,000 Building $284,900
2022	$5,384.00	$293,600 Land $45,000 Building $248,600	$293,600 Land $45,000 Building $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2646 Interlock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2646 Interlock Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Summit Broadband, Verizon.

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