2631 Interlock Dr, Kissimmee, FL 34741 Property Records

Osceola County property record for 2631 Interlock Dr, Kissimmee, FL 34741

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,229 sqft · built 2017
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jan 2020)
Tax Bill	$8,958 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082529140400011220`

Property Details

APN / Parcel Number

Primary APN	`082529140400011220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,229 sqft Heated Area
Gross Area	4,040 sqft
1st Floor Area	1,475 sqft
Upper Floors Area	1,754 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Finished
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	320 sqft
Porch	Porch
Porch Area	163 sqft
Deck Area	870 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2631 INTERLOCK DR
City	KISSIMMEE
State	FL
Zip	34741-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT TAPESTRY PH 2 REPLAT PB 24 PGS 191-192 LOT 122
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	ENCLAVE AT TAPESTRY PH 1
Legal Phase	2
Legal Tract	1404
Legal Lot Number	122
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2003
Census Tract	42000

Owner

2631 Interlock Dr is owned and occupied by an individual who bought it in January 2020.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2631 INTERLOCK DR, KISSIMMEE, FL 34741-3073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage BBVA USA
Jul 11, 2017	Special Warranty Deed, Transfer · ARM FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Jul 11, 2017 · Amount on File
Deed Document Number	2020001530
Deed Book / Page	5652 / 2050
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 6, 2020
Property Address	2631 INTERLOCK DR, KISSIMMEE, FL 34741-3073
Document Number	0056522050
Book / Page	5652 / 2050
Map Reference	MB 24 PG 191&192
Instrument Date	Dec 31, 2019
Instrument	2020001530
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2533 FOLIO WAY, 2533, KISSIMMEE, FL 34741-7712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 INTERLOCK DR, KISSIMMEE, FL 34741-3073

Mortgage

Document Number	0056522051
Date	Jan 6, 2020
Instrument	5652/2051

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 11, 2017
Property Address	2631 INTERLOCK DR, KISSIMMEE, FL 34741-3073
Document Number	0051770438
Book / Page	5177 / 0438
Map Reference	MB24 PG191&192
Instrument Date	Jun 30, 2017
Instrument	2017100367
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,245.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2631 INTERLOCK DR, KISSIMMEE, FL 34741-3073

Mortgage

Document Number	0051770440
Date	Jul 11, 2017
Instrument	5177/0440

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 2631 Interlock Dr was $8,958 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,958.00 Homeowner's exemption	$521,100 Land $90,000 Building $431,100	$521,100 Land $90,000 Building $431,100
2023	$7,297.00 (+12.37%)	$465,200 (+18.19%) Land $70,000 Building $395,200	$465,200 (+18.19%) Land $70,000 Building $395,200
2022	$6,494.00	$393,600 Land $45,000 Building $348,600	$393,600 Land $45,000 Building $348,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2631 Interlock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2631 Interlock Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Summit Broadband, Verizon.

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