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2638 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2638 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,371 sqft · built 1940
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$132,000 (Aug 2020)
Tax Bill$1,572 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN03-0027-0004-07-4

Property Details

APN / Parcel Number

Primary APN03-0027-0004-07-4
Alternative APN
  • 11-03-0027-0004-07-4

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,371 sqft Living Area
1st Floor Area1,371 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleRaised Ranch
Lot Area43,560 sqft (1 acres)
Lot Dimensions286 ft deep x 149 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2638 E NAPIER AVE
CityBENTON HARBOR
StateMI
Zip49022-1877
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA RURAL
Legal DescriptionCOM 953.3'N & 839.92'S88DEG55'E OF SW COR SEC 27 T4S R18W TH S1DEG55'E 290.4'TH SELY PARALLEL TO HWY 150' TH N1DEG55'W 290.4'TH NWLY TO POB
Legal Range18W
Legal Township04S
Legal Section27
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group2
Census Block2047
Census Tract2400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2638 E NAPIER AVE, BENTON HARBOR, MI 49022-1877
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Oct 12, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Prior SaleAug 19, 2020 · Amount on Record
Deed Book / Page3287 / 1003
Prior Transfer DateSep 15, 2016
Prior Transfer Doc03149/0831
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateAug 19, 2020
Property Address2638 E NAPIER AVE, BENTON HARBOR, MI 49022-1877
Document Number03287/1003
Book / Page3287 / 1003
Instrument DateJul 28, 2020
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,135.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1119 ZOSCHKE RD, BENTON HARBOR, MI 49022-2535

Transferred To (Grantee/Buyer)

NameVerified Name
Address2638 E NAPIER AVE, BENTON HARBOR, MI 49022-1877

Mortgage

Document Number03287/1005
DateAug 19, 2020
Book Page3287/1005
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBERRIEN MI
Recording DateOct 12, 2017
Property Address2638 E NAPIER AVE, BENTON HARBOR, MI 49022-1877
Document Number03186/0772
Book / Page3186 / 0772
Instrument DateOct 10, 2017
Instrument3186-0772
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8200 JONES BRANCH DR, MC LEAN, VA 22102-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address1115 ZOSCHKE RD, BENTON HARBOR, MI 49022-2535
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$75,400 (+0.94%)$150,800 (+0.94%)
2025$1,572.00 (+1.95%) Homeowner's exemption$74,700 (+11.33%)$149,400 (+11.33%)
2024$1,542.00 (+12.23%)
2023$67,100$134,200
2022$1,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST MICHIGAN REGIONAL SANITARY SEW
serves 26,780 people · EPA ID MI0003726
Water SourcePurchased surface water from ST JOSEPH
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Mercury Fiber.

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