2581 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2581 Main St, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,406 sqft · built 1880
Lot Size	0.641 acres (27,900 sqft)
Owner	Company Name on File
Last Sale	$812,000 (Jan 2020)
Tax Bill	$9,710 (2025)
Deeds & Mortgages	Jan 2020 Sale Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`013-241-014`

Property Details

APN / Parcel Number

Primary APN	`013-241-014`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,406 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Wood
Lot Area	27,900 sqft (0.641 acres)
Terrain	Above Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2581 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TN CAMBRIA T27S R8E PTN SEC 23
Legal Subdivision	CAMBRIA
Legal Block	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1004
Census Tract	10404

Owner

2581 Main St is owned by a company that bought it in January 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	20065 HIGH MEADOW DR, SONORA, CA 95370-6921
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on File
Deed Sale	Jan 24, 2020 · Amount on File
Prior Sale	Jun 12, 2015 · Amount on File
Deed Document Number	20203629
Prior Transfer Date	Jan 15, 2019
Prior Transfer Doc	0000003467
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 24, 2020
Property Address	2581 MAIN ST, CAMBRIA, CA 93428-3407
Document Number	0000003629
Instrument Date	Dec 26, 2019
Instrument	3629
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Tax	$893.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21766 LINDBERGH DR LOS GATOS CA 950338944, LOS GATOS, CA 95033-8944

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 30, 2019
Property Address	2581 MAIN ST, CAMBRIA, CA 93428-3407
Document Number	0000003467
Instrument Date	Jan 15, 2019
Instrument	3467
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2581 MAIN ST CAMBRIA CA 934283407, CAMBRIA, CA 93428-3407

Tax Assessment & Valuation

The 2025 property tax bill for 2581 Main St was $9,710.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$905,796 (+2%) Land $501,981 Building $403,815
2025	$9,710.00	$888,037 Land $492,139 Building $395,898
2023	$9,332.00 (+1.99%)	$853,556 Land $473,030 Building $380,526
2022	$9,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2581 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 Main St is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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