2632 Smithson Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2632 Smithson Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1962
Lot Size	0.712 acres (31,015 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Oct 2025)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jun 2017 Refinance May 2017 Mortgage + 4 more
APN	`0861001000110`

Property Details

APN / Parcel Number

Primary APN	`0861001000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,015 sqft (0.712 acres)
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	98 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2632 SMITHSON DR
City	CHESAPEAKE
State	VA
Zip	23322-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	11-11A-11B HICKORY HEIGHTS
Legal Subdivision	HICKORY HEIGHTS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance SIMONTOWNE MORTGAGE
May 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK
Mar 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Jul 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Sep 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Oct 9, 2025	Bargain and Sale Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	202523557
Deed Book / Page	10903 / 1492
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009795/964
Date	Jun 6, 2017
Book Page	9795/964
Instrument	170015235

Lender

Name	SIMONTOWNE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009784/698
Date	May 5, 2017
Book Page	9784/698
Instrument	170012166

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Apr 18, 2018

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010343/31
Date	Mar 31, 2021
Book Page	10343/31
Instrument	210014915

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	315 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10679/1170
Date	Jul 18, 2023
Book Page	10679/1170
Instrument	230015056

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10785/1254
Date	Sep 16, 2024
Book Page	10785/1254
Instrument	240019127

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 9, 2025
Property Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Document Number	10903/1492
Book / Page	10903 / 1492
Map Reference	MB 35 PG 39
Instrument Date	Oct 1, 2025
Instrument	250023557
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 SMITHSON DR, CHESAPEAKE, VA 23322-2227

Mortgage

Document Number	0250023558
Date	Oct 9, 2025
Instrument	250023558

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,500 (+17.57%) Land $190,000 Building $207,500	$397,500 (+17.57%) Land $190,000 Building $207,500
2025	$3,415.00 (+37.65%)	$338,100 (+14.69%) Land $170,000 Building $168,100	$338,100 (+14.69%) Land $170,000 Building $168,100
2023		$294,800 (+6.62%) Land $120,000 Building $174,800	$294,800 (+6.62%) Land $120,000 Building $174,800
2022		$276,500 Land $105,000 Building $171,500	$276,500 Land $105,000 Building $171,500
2019	$2,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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