2624 Smithson Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 2624 Smithson Dr, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,329 sqft · built 2004
Lot Size	0.572 acres (24,916 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2004)
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2019 Mortgage + 4 more
APN	`0861001000090`

Property Details

APN / Parcel Number

Primary APN	`0861001000090`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,329 sqft Living Area
1st Floor Area	1,915 sqft
Attic	Attic
Attic Area	120 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,916 sqft (0.572 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	312 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2624 SMITHSON DR
City	CHESAPEAKE
State	VA
Zip	23322-2227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	9A & 9 HICKORY HEIGHTS
Legal Subdivision	HICKORY HEIGHTS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST COMPANY
Apr 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Feb 2, 2009	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 22, 2011	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 20, 2006	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2004 · Amount on File
Deed Sale	Dec 3, 2004 · Amount on File
Prior Sale	Jul 16, 2004 · Amount on File
Deed Book / Page	5743 / 829
Prior Transfer Date	Jun 2, 2004
Prior Transfer Doc	5557000704
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010189/370
Date	Jul 29, 2020
Book Page	10189/370
Instrument	200025253

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010090/205
Date	Dec 13, 2019
Book Page	10090/205
Instrument	190034618

Lender

Name	REPUBLIC BANK & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10343/1530
Date	Apr 1, 2021
Book Page	10343/1530
Instrument	210015091

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	228 Months
Due	Apr 1, 2040

Interest

Rate Type	Fixed Rate

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007699/136
Date	Feb 2, 2009
Book Page	7699/136

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.99%

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008568/520
Date	Dec 22, 2011
Book Page	8568/520

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2042

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2624 SMITHSON DR, CHESAPEAKE, VA 23322-2227
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006795/416
Date	Oct 20, 2006
Book Page	6795/416

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,000 (+6.36%) Land $190,000 Building $330,000	$520,000 (+6.36%) Land $190,000 Building $330,000
2025	$4,938.00 (+28.46%)	$488,900 (+8.24%) Land $170,000 Building $318,900	$488,900 (+8.24%) Land $170,000 Building $318,900
2023		$451,700 (+4.46%) Land $120,000 Building $331,700	$451,700 (+4.46%) Land $120,000 Building $331,700
2022		$432,400 Land $105,000 Building $327,400	$432,400 Land $105,000 Building $327,400
2019	$3,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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